Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Credit Cards

The Blue Cash Preferred Card From American Express Saves Hundreds At the Supermarket

One of the biggest expenses we have in our home is grocery purchases. I don’t clip coupons and I’m not always good with sales, and we do buy a lot of diapers and wine. Did I mention we have a family of six, but that my sister and her little boy live just down the […] More
in Deals and Promotions

Nordstrom Offers 3 Free Samples With Any Beauty Purchase

If there is one place that I place an order from at least once a week, it’s Sephora. The beauty store carries every brand of makeup I use daily, love most and cannot live without. Since I’m vain enough to get up every single morning long before my kids so I can shower and do […] More
in How to Save Money

Easy Ways to Make Sure You Get Your Rental Deposit Back

We talk a lot about buying versus renting and how buying is better. However, not everyone has to agree with us, and not everyone does. Additionally, not everyone can or is ready to or even wants to buy. That means we have to tell our favorite renters how they can save a bit of money […] More
in How to Save Money

Four Things That You Can Buy at Costco to Justify the Membership Price

One of the easiest ways to save on a Costco membership is to share the membership with a friend or family member. It’s pretty foolproof, and very simple. The $55 annual fee is not much, but many people who live a frugal lifestyle hesitate to pay that fee and then save money to earn it […] More
in Taxes

The Three Most Important Tax Tips of 2016

Tax laws change continuously, which means that people are constantly worried that they are making mistakes in filing their income tax returns. Chances are good that you might make a small mistake here or there, but they’re also good you won’t. With so many tax law changes, it’s difficult to ensure that you are able […] More
in Deals and Promotions

Earn Bonus Points with Hyatt Stays Through June

If you love a great Hyatt hotel, you are in luck. The hotel brand is currently offering one of their most lucrative promotions, making it one of the most amazing deals of the season. Now through June 30, 2016, you can earn as many as 75,000 Hyatt Gold Passport points by doing nothing more than […] More
in Budgeting, MYD-Budgeting

The Simple Way to Make Budgeting Easier with Multiple Payment Methods

When it comes to budgeting, it’s either something you love or something you really don’t care much for. I’m the latter. In fact, I’m married to a banker so I long ago handed over the budgeting to him so that he could keep it on track and leave me totally out of the game. I […] More
in How to Save Money

The Craziest Ways People Save Money

Who does not love saving money? Even if you don’t live on a tight budget, saving money is still exciting. I once saved more than $4,000 on granite when the company we worked with made a mistake sending me quotes on the three pieces of granite we chose. They marked the C level granite I […] More
in MYD-Taxes, Taxes

Three Things You Do Not Want in A Tax Professional

Just when you think that you’re late to the game, you’re really not as late as you might think. If you have not yet even begun the process of working on your taxes, don’t fret. Many have not. The good news is that you have time to file for an extension of time in case […] More
in Shopping

Is Paying For An Item Through Layaway Worth It?

Here’s something we don’t talk about, ever; layaway. To be quite honest, other than the fact that you hear about it a lot during the holidays when generous people walk into stores and pay off layaways for people at random you don’t really hear it. Layaway is something that a lot of people use – […] More
in Deals and Promotions

American Airlines Offers Bonus Miles When You Buy At Least 40,000 Miles

Gift giving is something that makes me feel good. I’m perfectly aware of the fact that giving is not about me, but I cannot deny that it does feel good to find a gift that is just perfect for someone and see their reaction when they open it. I especially love the idea of off […] More
in How to Save Money

Three Types of Things You Shouldn’t Purchase From Amazon…..Yet

Amazon is kind of an addiction. Once you have a Prime Membership, you immediately enter into this mindset that somehow convinces you that everything you need can be purchased there so long as you do not need in before two days are up. I know I feel this way on a regular basis. “We’ll be […] More

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