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    How to Create a Realistic Budget Using a Credit Card

    Most people make it a habit to hide their credit cards and try not to use them throughout the month. Wise people, however, use them for their everyday purchases on a regular basis. Those people, you’re thinking, are not wise; they’re in debt up to their eyeballs and they’re in such a state of financial […] More

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    10 Ways to Prepare for Your Holiday Spending

    The pound may have adverse effects on most currencies right now, but that does not mean that you should not enjoy your holiday. Holidays are a great way to relax your mind and forget about the hassles and bustles of work. They also help one catch up with family members they have not seen in […] More

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    Budgeting For Dummies As Told By a Budgeting Dummy

    I’m not that great with a budget. I’m good at portions of it, such as making sure all our expenses are paid and things of that nature, but after that I don’t see any real point in bothering with a budget. We’re already saving, right? Why keep budgeting once all that is cared for? To […] More

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    The Biggest Budget Busters and How to Avoid Them

    How is it possible that at the end of each month you are still over your budget and things did not go your way? Your savings is not growing, because you cannot figure out how to keep your spending in track. It’s a never-ending cycle when you cannot figure out what the problem is, where […] More

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    How One Entire Family Budgets on a $25,000 Salary

    Living on one income is often a difficult prospect for many families, especially when that one income is just above federal poverty guidelines for the average American family. A $25,000 per year income is not much. It’s not a livable wage for most people, but there are some who can make it work. In fact, […] More

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    10 Ways You Are Sabotaging Your Weekly Grocery Budget

    What’s your weekly grocery budget?  I am always on a mission to find out how I can lower my weekly grocery budget without cutting coupons and without sacrificing whatever it is we like and need most each week. Basically, I need prices to just drop dramatically and that’s all. In all seriousness, I am not […] More

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    10 Common Holiday Budgeting Pitfalls to Avoid This Year

    The average American family spends $1,149 per family member on holidays each year. And that’s just for the annual vacation; it doesn’t count quick getaways, weekends and other short holidays through the year.That’s a lot of cash in anybody’s terms, so it’s no wonder that some people get themselves into a real financial bind at […] More

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    How to Stick To Your Budget By Using Science to Trick You

    Learning how to stick to your budget is a habit that is difficult to establish. Let’s be honest; it’s not easy to always resist temptation and learn to work with a budget, manage our money effectively and stick to a plan. There are too many things that throw us off course on a regular basis. […] More

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