Personal Finance

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  • in Personal Finance

    Home Equity Loan or HELOC: Which Do You Need?

    If you have some equity in your home and it’s time to make some improvements, we’d suggest that you learn the difference between a home equity loan and a home equity line of credit (often referred to as a HELOC). They sound pretty much the same, but they are not. Basically you get cash for […] More

  • in Credit Cards

    How to Choose a Credit Card for Major Purchases

    There comes a time in all our lives when we must make a major purchase. Perhaps it is new furniture, and upgrade to our home or even a new car. When it comes to making major purchases, many of us might want to use a credit card to do it – those free points and […] More

  • in Personal Finance

    Free Offers That Aren’t Always All That Free

    Free! Now I have your attention, don’t I? There are very few people in the world uninterested in free things, and most of us are not those people. We find it is often a bit of a struggle to ignore something when we are told it’s free, so we get it. However, it seems that […] More

  • in Credit Cards

    The Easy Trick that Gets Amex Cardholders Free Money

    Free money? Sign me up! After all, I have four small kids that are not all that inexpensive despite their small stature and simple needs. In all seriousness, no one says no to free money when it is offered, even if they don’t want it for themselves. In fact, we know plenty of people that […] More

  • in How to Make Money

    Here are the Top 5 Jobs in America in 2016

    Every year, Glassdoor comes out with a new review of the best jobs in the country. They’re always jobs that are good for various reasons, including overall employee satisfaction, pay scale, benefits and so many more different features. If you are currently in the market for a new job, you might find that this list […] More

  • in Credit Cards

    5 Credit Card Perks Not Worth Your Time

    There are always perks associated with credit cards; being able to reserve a rental car or hotel room without a deposit, extended warranties, and even car insurance coverage when you rent a vehicle. However, there are some perks that we might consider good ones that really are not as good as we might initially imagine. […] More

  • in Personal Finance

    Being Debt-Free Can Cost You More Than You Think

    Living a debt-free lifestyle is not a bad life goal. In fact, we’re advocates for living debt-free and enjoying every second of it. However, once you pay off that debt and you no longer owe anyone any money for anything other than your monthly phone bill or your insurance, you might find yourself in a […] More

  • in How to Make Money

    5 Ways to Earn a Few Dollars Right Now

    Sometimes life throws you a few curve balls and you find yourself unable to do something you might have wanted to do, or you find yourself a little strapped for cash for a few days. What if you could find a way to earn some money either right this second or in the next few […] More

  • in How to Make Money

    How You Can Get Paid Watching Netflix

    Have you heard the term “Netflix and Chill”? I’m here to tell you not only can you literally chill out and watch Netflix and actually get paid for it, but that you should not use this very popular term – because it is not even close to what it means (seriously, I can’t even say […] More

  • in How to Save Money

    Simple Tips to Help You Stick To Your Budget

    Creating and sticking to a budget is a lot of work. It’s a very mental game; you want to save money but you don’t want to live life wondering about every penny or feeling deprived. That’s why so many people fail when it comes to the budget. I know that when I’m trying to save […] More

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