Insurance
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The 10 Most Common Health Insurance Claim Denials
In order for a medical claim to be approved and paid, it needs to be filled out properly. If just one mistake is made, it can result in a denial. It is up to medical offices to make sure that everything is filled out properly if they want to get payment. When the people who […] More
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7 Ways Women Can Pay Less for Healthcare
It’s a fact that women do pay more than men for healthcare, both in the insurance arena and in their out-of-pocket costs. It really doesn’t seem fair, does it? Simply being female shouldn’t cost more but it does. Prior to the enactment of the Affordable Care Act (ACA), women were paying 50 percent more for […] More
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What is Umbrella Insurance and Do You Need It?
Getting an insurance policy is prudent, but unless your policy is unlimited you are never fully covered. There is a limit to every policy’s payout, and some policies cover only common liabilities. But what happens when, say, your dog bites a person and you get sued? Thanks to Umbrella Insurance coverage, unexpected accidents such as […] More
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Not Seeing the Doctor to Save on Health Insurance Costs Might Be More Expensive
Three times this year my family has had to do the medical insurance search thing. First we began with the annual issue of seeing whether or not our current plan still worked for us or if there was anything that we wanted to change, add or remove from our policy through my husband’s employer. Following […] More
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Medical Tips that Help You Save Big Bucks on Medical Costs
It seems that our medical bills are becoming more and more expensive. Even though we are supposed to be able to afford our health insurance now that the affordable care act was passed, we’re spending more than ever and it starts with the plan. I’m still not entirely sure who is actually paying an affordable […] More
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The Best Questions to Ask When Looking For A New Homeowner’s Insurance Policy
There’s nothing about insurance that is fun; I’ve said that before. In fact, I probably sound like a broken record repeating it but it is oh-so true. Health insurance is impossible and I’m sure we lose our total focus on that one by itself. When it comes to homeowner’s insurance, we are so tired of […] More
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Five Awesome Services Many Health Insurance Policies Actually Cover
Health insurance policies give me a headache. As my husband prepares to embark upon a new venture that means switching to a new insurance plan and dealing with all that fun stuff. I mean, didn’t we just go over health insurance plans at the beginning of the year when it was time to renew through […] More
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Yes, You Do Need Travel Insurance
I’ll be 33 in two months, and I’ve been traveling often since I was 21; but I have never purchased travel insurance (or trip protection as it is sometimes called). Why not? Well, to be quite honest, I never really thought it was that important. My husband and I traveled for years before we had […] More
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How to Find the Money to Pay for Your Life Insurance Policy
No one can afford not to have life insurance. It’s too valuable, too helpful and too important to go without. What we hear a lot is that people have so many different – misinformed – opinions regarding life insurance. Some people assume they don’t need it because they don’t work. Some people assume they don’t […] More
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Four Smart Ways to Find the Extra Funds to Purchase Dental Insurance
The most genius idea hit me the other day. My older girls had their bi-annual dental appointment last month, and I had a conversation with my oldest daughter’s school secretary about why we feel it’s important to pay for dental insurance. She didn’t get it, didn’t understand why we take our four small kids, and […] More
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Factors that Might Affect the Cost of Life Insurance in Your Life
Life insurance is a must. If something happens to you, you want your family taken care of. Whether you are the primary source of financial earning for your family or you are a stay-at-home mom who saves the family money by eliminating the need to pay for childcare throughout the day, you need life insurance […] More
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The Benefits of Life Insurance For Those Left Behind
We’ve said it before and we are happy to say it again; life insurance is necessary. It’s a wonderful policy that provides families with a small peace of mind when the worst happens, and it’s something that you cannot deny no matter how you slice it. If something were to happen to someone in your […] More
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