Personal Finance

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in How to Save Money

Did you Know Switching Utility Providers Can Earn You Thousands of Miles?

Can you really save money by switching your utility providers? It seems that there is a bit of a discussion going on about this at the moment now that Energy Plus is offering their customers a chance to earn a lot of airline miles through the AAdvantage program simply by switching energy providers. The offer […] More
in Banking

Is There a Way to Never Pay an ATM Fee Again?

ATM fees are expensive. As the wife of a banker who has not paid a bank fee in more than 14 years, I can assure you that I know a thing or two about ATM fees. I know that the national average for a banking customer to use a foreign ATM (an ATM that is […] More
in Rewards Credit Cards

Here are the Loyalty Programs That Let You Gift Points for Free

This is it. Christmas is here. It’s mere hours before the big man in the red velvet suit and black boots makes his way down chimneys and lets himself in front doors using a magic key that only works for Santa (recently saw that on Instagram for those without fireplaces and thought it was absolutely […] More
in Hotel Credit Cards

Can You Earn Hotel Rewards if Your Employer Pays for the Room?

Earning hotel rewards as part of a loyal member is easy. You book your room, you add your rewards or loyalty number when you do so and you earn points for every dollar you spend at the hotel. However, what happens when you are not the one paying for the room? It happens, quite often, […] More
in Taxes

How Health Savings Account Contributions can Trim Your Tax Burden

Now that the year end is almost here, many taxpayers are scrambling to find a way to lower their tax liability; one way is through making Health Savings Account Contributions. It’s an often over-looked manner of lowering your tax liability, but it can be a tremendous help when it comes to ensuring you get what […] More
in Personal Finance

Five Financial Scams to Watch Out for This Holiday Season

Unfortunately, financial scams are not few and far between; and they’re not even always very good. Sadly, the world is filled with trusting people who take others at their word and believe whatever is said to them. I will never forget the first time that someone tried to con me into a financial scam a […] More
in How to Save Money

How To Get Amazon Prime for Free During the Holidays

If you do not already have an Amazon Prime membership, there is no better time than the holidays to get one. Of course, we know that there are so many different reasons why you might or might not want to bother, so we get that you might not want to invest another $99 into something […] More
in Savings Account

Everything You Need to Know about a Health Savings Account

Rising healthcare costs have led more and more people to require high-deductible health insurance plans as well as use Health Savings Accounts. The problem is that healthcare is more expensive than ever before, which means more and more Americans are unable to afford it. With the promise of affordable healthcare from the Obamacare plan, many […] More
in Budgeting

10 Ways You Are Sabotaging Your Weekly Grocery Budget

What’s your weekly grocery budget? I am always on a mission to find out how I can lower my weekly grocery budget without cutting coupons and without sacrificing whatever it is we like and need most each week. Basically, I need prices to just drop dramatically and that’s all. In all seriousness, I am not […] More
in Hotel Credit Cards

How To Earn 2x HHonors Points or Airline Miles with Hilton Stays in Early 2016

If you are a Hilton Hotel lover, you will be very pleased to hear about the new promotion that runs January 1 through April 30 in the New Year. During this timeframe, all Hilton HHonors Reward members are eligible to earn a pretty lucrative bonus during any and all stays, but you have to choose […] More
in Rewards Credit Cards

IHG Has An Incredibly Generous Accelerate 2016 Bonus Offer

IHG wants their customers and reward members to stay with them in the New Year, so the hotel group is offering a promotion that’s worth looking into whether you had travel plans or not. The Accelerate 2016 bonus promotion is not one I can break down for you by points. Unlike the other promotional stays, […] More
in How to Save Money

How to Make Your Holiday Gifts Look Amazing on the Cheap

Carefully matched wrapping paper, coordinating gift tags, beautiful ribbon and matching bows are expensive, yet we all spend entirely too much on just these things. It doesn’t matter that the gift in the paper is a very expensive Apple Watch, designer handbag or little blue box from the world’s most famous jewelry store. All that […] More

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