Personal Finance

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in How to Save Money

Get a Green Thumb: Your Houseplants Can Save You Money

Did you know that all it takes to improve the airflow and the air quality in your home is a few houseplants? Those things that look so nice and so pretty, but you manage to kill in about a second? Additionally, do you find it ironic that nothing you do in life will kill the […] More
in How to Save Money

Simple Tips to Help You Stick To Your Budget

Creating and sticking to a budget is a lot of work. It’s a very mental game; you want to save money but you don’t want to live life wondering about every penny or feeling deprived. That’s why so many people fail when it comes to the budget. I know that when I’m trying to save […] More
in Personal Finance

5 Simple Tips to Help You Start an Emergency Fund from Nothing

It’s often said that the hardest part of any task is starting. Once you’ve begun something, it almost becomes difficult to stop. Financial experts believe that you should have at least $1,000 in an emergency fund account, and we agree. However, when you have no emergency fund at all, it’s not that easy to start […] More
in Real Estate

The Most Important Things You Need to Know About the Housing Market in 2016

It’s been said that the American dream is to own a home, and I don’t disagree. Some do, of course, saying that the American dream is a steady job and income, no student loans and a good credit score these days. Whether it’s your dream or not, however, owning a home is still a big […] More
in Personal Finance

Most Common Money Mistakes to Stop Making Now

Money mistakes are pretty common. Whether you spend too much of it and make not quite so much of it, whether you are too cheap and have no fun with it or whether you’ve made some mistakes and you’re looking to correct those, you’re probably making money mistakes. Since it’s not quite far enough into […] More
in Taxes

The Three Most Important Tax Changes for 2016

It’s tax time, and that means it’s time to take note of the important tax changes that are now in effect for 2016 (and the 2015 tax year). The IRS likes to make changes to their tax tables on a regular basis – because nothing is more confusing than constantly learning more about taxes – […] More
in Taxes

Three Simple but Often Overlooked Income Tax Deductions and Credits

At the risk of sounding slightly bitter, it’s tax time. For those expecting money deposited into their bank accounts after filing their 2015 income tax returns, it’s a nice time of year. For anyone depositing their money into the IRS’ bank account, however, a root canal sounds like fun. Either way, lowering your tax liability […] More
in Rewards Credit Cards

Three Tips for Choosing Your Next Rewards Credit Card

Rewards credit cards are amazing for those who really get to take advantage of them and make them work in their personal lives. Whether it’s cash back rewards, airline rewards or hotel rewards, earning something by paying for things you have to have anyway is a nice deal. However, it’s sometimes a bit confusing to […] More
in How to Save Money

5 Tips for Never Paying Full Price for a New Car from a Former Car Salesman

Shopping for a new vehicle is no one’s favorite pastime. In fact, I despise it so much I put it off so long before my twins were born that I thought for a moment we might actually have to figure out how to get the twins and our two oldest girls home from the hospital […] More
in Personal Finance

Three Questions to Ask Before You Take Out a Loan

It’s that time of year again when everyone is making new purchases; new cars, new homes and new everywhere. Whether you are looking to remodel your existing home now that the holidays are over and you have more time, you are looking to buy a new home or you are looking to even just buy […] More
in Credit Cards

American Express is Rolling Out the SimplyCash Plus Business Credit Card in 2016

When a credit card company makes a new offer for some great products, the world immediately seems like a much better place. American Express is good about that; enhancing their offers to ensure that their customers are always satisfied. This week, the credit card company announced that they plan on offering their customers something very […] More
in How to Save Money

How One Man Negotiated Half the Typical San Francisco Rent

When it comes to saving money, it seems that everyone has a great story of their own. However, I’m pretty positive that no one has a better story than Davis Nguyen. In a city where the average rental payment is approximately $3,500 per month (higher than the national average), he managed to score a $2,500 […] More

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