Personal Finance

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  • in Credit Cards

    Citi Launches Smart Savings to Compete with Amex Offers

    Smart Savings sounds like a smart idea, and that’s what Citi was aiming to tout with the launch of their new Smart Savings reward program. Designed to compete with the already very popular AmEx Offers program, the Smart Savings program is one that allows customers of Citi to save money while making everyday purchases; something […] More

  • in Credit Cards

    How Should You Redeem Amex Membership Rewards Points?

    You book your travel, pay for your hotels and shop ‘til you drop with your American Express card so that you can earn those reward points. Now that you’ve got them, paid off those monthly balances and worked so hard to earn something free and clear, you want to know how to get it done. […] More

  • in Credit Cards

    Credit Card Issuers That Allow a Co-Signer

    We cannot stress enough to you that becoming a cosigner on someone else’s debt is a terrible idea. However, parents do it all the time for their older kids going to college and looking to take out student loans, buy their first car or take out a loan. One thing that many parents do not […] More

  • in Airline Credit Cards

    How To Earn Up To 15,000 AA Miles on Wyndham Stays

    The Wyndham hotel brand is not exactly well known for its generous loyalty program, which is why most tend to overlook the rewards program in most instances. However, every now and again the company will throw something out there that makes second-guessers feel almost as if they’ve done the right thing in sticking around. Right […] More

  • in Taxes

    What You Need to Do at Year End To Optimize Your 2015 Taxes

    Standing in line at the store the other day – a big one with a red circle as a mascot – I overheard the woman in line in front of me complaining that she shouldn’t have to wait until January to file her 2015 taxes because she always gets $8,000 back and that would be […] More

  • in How to Make Money

    How to Make Extra Cash By Renting Your Car

    The idea of allowing anyone other than myself or my husband drive my car makes me feel a little ill; and I’m not even a huge fan of letting my husband drive it all the time because he gets dirty footprints on my floorboard, he always manages to spill his coffee or water on my […] More

  • in Credit Cards

    How Long Do You Wait to Apply For Another Rewards Card?

    Rewards cards are almost addicting to those who have them; free sign-up bonuses and discounts on any purchase when you’re shopping? It’s a deal that sounds a bit too good to be true. However, it’s rarely a wise decision to walk into a store, apply for their rewards card and repeat the process at the […] More

  • in Credit Cards

    Here are Some Interesting Prepaid Card and Gift Card Statistics

    Statistically speaking, gift card statistics are quite interesting. The most important gift card statistic to know, however, is that people love to receive gift cards; especially during the holiday season. There are always those who feel that the gifting of a gift card implies that someone is not important enough to rate a thoughtful gift […] More

  • in Personal Finance

    20 Best Personal Finance Apps To Use In 2016

    Personal finance is, well, personal; but it’s also stressful. Learning to keep a budget and keep track of your expenses is a time-consuming process, and it’s work. It’s not something that you can do without proper time and effort, and it’s so easy to get off track when you are busy with other things that […] More

  • in Real Estate

    A Real Estate IRS Loophole You Need to Take Advantage Of

    Flipping houses is a very profitable business, and it’s one we know intimately. Not because we’ve done it, I just want to throw out. We do own two homes, but we rent our old home out and have become landlords. However, our best friends have done quite well for themselves in the construction industry despite […] More

  • in How to Save Money

    Playing One Simple Game Saved This Couple $10,000

    Competition is a huge deal in our house. It might sound unhealthy to some; but my husband and I are working on 14 years together of competitiveness and a winning spirit. We compete for everything. We see who can get ‘our’ baby to bed the fastest (it’s easy when you have twins) and we see […] More

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