Personal Finance and Lifestyle Guide
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Tax time is so much fun, said no one ever. No, that’s not true; people who are due a refund love this time of year. In fact, many people due a tax refund know that they can spend that money on anything that they want and have it mentally spent before it even hits the […] More
Filing your income taxes can be a huge headache for many; for everyone, really. While you certainly do not have to be a tax professional to do your own taxes, it is helpful to understand what it is you are being asked for and what it is you are providing to the IRS as far […] More
Your tax forms had to be postmarked no later than January 31, which means they should have already arrived or you can expect them anytime now. That means one thing; it’s tax time. Filing your income taxes might be something you pay a professional tax preparer to do, or it might be something you pay […] More
Ever since the shameful tax events of 2013 when many New Jersey residents who had already filed their tax returns expecting refunds, received letters requesting copies of their W2’s, pay stubs and social security cards to the State Treasury Department for additional review and verification instead, residents have become vigilant in their efforts to keep […] More
You want a credit card, yet the company feels that they can charge you a fee to have it in your wallet. It’s business; we get it. Still, though, with the interest rates that cards charge on outstanding balances, the fees they charge on balance transfers and cash advances and even some of the foreign […] More
The good news about saving money is that you have some serious options. For one, you can look for ways around the house and throughout your life to earn more money. You can sell things, get a side job or find some other way that you can earn some money. However, you can also find […] More
According to the Internal Revenue Service (IRS), one of the most commonly asked questions is how to notify the IRS that you have moved. It’s a very simple procedure, but it seems that many people worry that a new address will somehow delay the processing of their income taxes and cause them to wait even […] More
Perhaps you have an idea of what it’s like to open up your utility bill and have a moment of sheer panic. WHAT? How did it get to be this much? After nearly 10 years in our first home, the home we built when we were 20 and 21 and getting married, we were accustomed […] More
It’s an expensive week; Valentine’s Day is this weekend, which means you’re going to spend some serious cash. I’m guilty of it, my husband is guilty of it; we all do it. We don’t have to, though. There is nothing worse than going out on Valentine’s Day for a romantic date with your spouse and […] More
Low interest rates are tempting. We refinanced our brand new home only 9 months after we purchased it to drop our rate and save significantly per month on our brand new mortgage. It was a great deal. However, we are 32 and 33. Retirement is still a *few* years off for us. Saving money on […] More
Buying a new home is exciting. It’s one of the most exciting things you will ever do, as well as one of the most stressful. There is nothing quite like walking into your dream home for the first time knowing that it is yours from this point forward. On the flip side, there is nothing […] More
What we really don’t like about budgeting is the fact that it is something that makes you feel as though you cannot spend money on things you don’t need. If there is one way to guarantee that I will spend money on things I don’t necessarily need in life, it’s telling me I cannot do […] More