Personal Finance and Lifestyle Guide
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September is my favorite month of the year; for a few reasons. It’s the beginning of college football season (go Gators!). The kids are back in school. Fall feels like it’s finally arrived (even though it’s still 90 degrees, humid and insufferable this time of year in Florida) and the Pumpkin Spice Latte is back. […] More
No matter how careful we are, no matter how diligently we plan, and no matter how responsible we are, at some point we will all make a mistake. We can hope it’s not a financial mistake, but it happens. I remember a time many years ago when I used to mail all our monthly expenses […] More
Summer is the word that everyone wants to hear all through the year. You get a break from school and work (hopefully) and you get to spend tons of time just lazing about with your family and your friends. On the other hand, your summer may be adventure- packed and you will find yourself backpacking […] More
Exercise makes me feel good; really good. In fact, if I don’t work out during the day, I’m not a very nice person. I become grouchy, cranky, irritable and kind of mean. I have little patience, everything annoys me and I constantly think about how annoyed I am that I did not have time to […] More
My oldest daughter turned 8 a week ago, and she really came into the money on her birthday. She’s now at that awkward age where she’s a little too young to care yet about fashion and things of that nature too much, but she’s too old to want more toys and childish things. Most people […] More
It seems that our medical bills are becoming more and more expensive. Even though we are supposed to be able to afford our health insurance now that the affordable care act was passed, we’re spending more than ever and it starts with the plan. I’m still not entirely sure who is actually paying an affordable […] More
My husband and I find ourselves in a very interesting situation; and we have been talking about it for a few weeks now. When we bought our dream house almost two years ago, we were fortunate enough to find it with everything we needed, wanted and could ever imagine in one of the two most […] More
There’s nothing about insurance that is fun; I’ve said that before. In fact, I probably sound like a broken record repeating it but it is oh-so true. Health insurance is impossible and I’m sure we lose our total focus on that one by itself. When it comes to homeowner’s insurance, we are so tired of […] More
If you are a Millennial, you should start learning about your finances as soon as possible. Why? Because good management of your finances will ensure that you can meet all of your needs throughout your lifetime, whereas bad management of your finances can see them waning in the most inopportune of moments. However, it should […] More
With mortgage rates always in jeopardy of rising, many potential homebuyers want to know when it is the best time to get that application into the lender’s hands. The truth is that there simply is no set in stone right or wrong time to apply for a mortgage, but there are a few different times […] More
Cash back credit cards mean just that; cash back for you to spend on anything you want. Whether it’s saving up for the holidays and cashing in your cash back in time to pay for those Christmas gifts or it’s saving it up to book a fabulous vacation, we love a cash back credit card. […] More
My husband and I don’t talk often about retirement. We’re saving for it and being responsible about it, but it’s not really anything we care too much about right now. For one, we’re living a good life right now and enjoying every moment of it. Secondly, we have four small kids so our retirement isn’t […] More