Personal Finance and Lifestyle Guide
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Free money, you say? Yes, please; I’ll take that. That’s what it seems like when a cash back credit card offer pops up, but it’s not always something that works the way you think that it might. The biggest complaint we hear about cash back credit cards is that people don’t actually earn cash back. […] More
Owning and operating a small business is one of the most exciting adventures, but it’s also one of the most confusing. With so much to consider, learn and experience, it often feels as if you might never get ahead of the curve and feel completely comfortable in your business. Of course, feeling comfortable often means […] More
The problem with new furniture is that it is outrageously expensive. My husband and I are going through a fairly major renovation of our new home; and that includes clearing the property the original builder never cleared – over an acre worth – and redoing the cabinets and countertops in the kitchen and three bathrooms, […] More
The vast majority of the population is not financial experts and, therefore, credit score ranges are something of a mystery. You know offhand that these credit score ranges are important and that they do have meaning, but the vast majority of us have no idea what they actually are and what they mean. You can […] More
 Ask anyone for their opinion on money, and they will all give you a different answer. No one views money the same way as others, and sometimes the way that people do view their finances is healthy or unhealthy. The point of the matter is that we all have great views of money and we […] More
No one wants to spend a fortune to move. Let’s think about it this way; you just spent a fortune on a new house, so why would you want to spend even more transporting your belongings from point A to point B, your new house? It was expensive enough on its own to buy said […] More
Life is such an eye-opener. When I look at life, I see my own stuff. My own happiness, my own problems, my own way of life. I get so accustomed to the way that we do things in our family that it’s always a bit of a surprise to me when other people mention how they […] More
Everyone knows that the most exclusive credit card in the world is the American Express Black Card. It’s reserved for the wealthiest of the wealthiest, and it’s a credit card that signifies that you have made it. This is a very exclusive card in that you won’t even find an application for the American Express […] More
Gone are the days of calling a taxi company and asking for a ride. The days of paying extremely large amounts of money for the ride are also gone. With today’s technology, you have better, cheaper options. Today, you can download an app on your Smartphone, get the ride that you need, and pay half […] More
We all already know that children’s birthday parties are the devil. But we still have to celebrate our kids, and who are we to tell them that they cannot have a party if that’s what they want? Allow me to take a moment right here to breathe a large sigh of relief that our daughter, […] More
You are the problem. It’s time to face it. If you have a bunch of credit card debt and you’re drowning in it, don’t blame the credit cards. They didn’t cause you to buy things you couldn’t afford. They were in your wallet and you made the decision to take the easy way out and […] More
Following on the heels of a decade-long dreary economy, prospects for new business opportunities seem to be looking up. Technology, especially in the service sector, and a revival of entrepreneurship are common threads for the future. Jim Clifton, chairman and CEO of Gallup, noted last year that the U.S. currently ranks 12th in the world […] More