How to Make the Most Out of Your Cash Back Credit Card
Free money, you say? Yes, please; I’ll take that. That’s what it seems like when a cash back credit card offer pops up, but it’s not always something that works the way you think that it might. The biggest complaint we hear about cash back credit cards is that people don’t actually earn cash back. […] More
Features You Should Look For In A Business Credit Card
Owning and operating a small business is one of the most exciting adventures, but it’s also one of the most confusing. With so much to consider, learn and experience, it often feels as if you might never get ahead of the curve and feel completely comfortable in your business. Of course, feeling comfortable often means […] More
Why You Should Never Finance Furniture With A Store Credit Card
The problem with new furniture is that it is outrageously expensive. My husband and I are going through a fairly major renovation of our new home; and that includes clearing the property the original builder never cleared – over an acre worth – and redoing the cabinets and countertops in the kitchen and three bathrooms, […] More
How Can You Prevent Credit Card Fraud?
Credit card fraud is among the most common methods of thievery out there right now. It happens all the time, and most of us have no idea it’s happening. It’s not just the man who takes your card out of your wallet after stealing it, or the person who takes your card number in a […] More
5 Cash Back Credit Cards Tips
I know you love the idea of free money that you can spend anywhere you want doing anything you want, and I don’t blame you. I love it when someone tells me I can use a cash back credit card all year long and make money with every purchase so that I can eventually turn […] More
Credit Cards for Students Are Not Always a Bad Idea
Credit cards for students are often considered a bad idea. In fact, it’s many college students who are given credit cards they don’t know how to use that end up in the most financial trouble in the future. It happens, and there’s nothing you can do about it after the fact that learn from your […] More
Is Credit Card Processing for Your Small Business?
As a business owner, you might wonder whether or not the concept of accepting credit card payments is worth it to you. There is some debate about this among business owners, particularly those who have small businesses. Here’s the deal; most people use credit and/or debit cards to make their purchases. There are people in […] More
Is Dental Insurance Really Necessary for Kids?
“Why? Your daughter should spend the last 15 minutes of the day with her class here at school than go to the dentist, don’t you think?” asked one of the women in the office when I checked out my oldest daughter from 2nd grade 15-minutes before the final bell rang. I had to get her […] More
The Real Cost of Dental Emergencies Without Insurance
No one loves visiting the dentist, except my kids. They get toys and new toothbrushes and new toothpaste and about 600 compliments each time they visit their dentist, which is every six months. They get to leave school early that day, we get a little mommy/big kid bonding time out of things, and they are […] More
What To Expect When Applying for Life Insurance
Death; it’s inevitable. But at least you can be prepared for it. I know that talking about life insurance is no fun. It’s depressing. Who wants that as part of their day? Unfortunately, there is no right or wrong way to approach it; you just have to. My husband and I have taken the time […] More
What Does Life Insurance Really Cover?
I’m sure I’ve mentioned it a time or two, but I really detest speaking of life insurance. It always makes me feel so morose; so sad. I begin to imagine the faces of my children should they ever wake up without me here. I see my husband all alone with all four of them as […] More
How Dental Insurance Could Save Your Life
Dental insurance is controversial; not in that it’s bad or that it’s a problem. It’s controversial because you either have it and love it, or you don’t and love it. Dental insurance is important in our house since we have four kids and there’s two of us. That’s 12 cleanings every year, and that really […] More