Personal Finance and Lifestyle Guide
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You ask about his marital history, he asks about your education but you don’t ask about money. You check to see that no one is carrying any unwanted and contagious health issues and you talk about where you live, where you work, how many kids you want, your view on marriage and whether or not […] More
Many times, we just go through life with our partner without taking the time to discuss our financial goals with them. We focus on the day to day and living paycheck to paycheck although what we really want is to have an entirely different financial system. The fact is you will never reach your financial goals […] More
It is common for the task of paying the bills and handling all the finances to fall solely on one partner in a marriage although this is not the best solution. Each couple is unique but it is often the wife who handles the checkbook and all the chores associated with it. This isn’t a good scenerio […] More
In this economy, more people than ever before are facing a lifestyle of debt. With job loss, increasing living costs and decreasing salaries, many families rely on credit to get by. This is not something you want to happen to you, but from what I understand from speaking to families who are in the situation […] More
If you are one of the many people who look at your wallet at the end of the week and wonder exactly what you spent so much money on, welcome to the club. We all do it. I might start the week out with a set amount of cash for my incidentals; coffee, dry cleaning […] More
No matter how much you try not to, you probably make a few mistakes with your money. Maybe you go a little over-budget when you’re shoe shopping or maybe you splurged a bit more than you should have on your last vacation. It’s never a bad time to decide you want to be a little […] More
Extra money is something that we all find ourselves in need of from time to time. Maybe you have an unexpected expense such as an emergency car repair bill. Maybe you have slowly got in over your head in debt. Whatever the situation is that has led to needing extra money, there are ways that you […] More
Every time you turn around it feels like you need something else at the store; whether it’s a new couch or a new ottoman for the sitting room. Perhaps it’s a new electronic or a new wardrobe for your hot new body. Whatever you need, don’t just go out and buy it tomorrow. For the […] More
Not everyone has credit. The credit bureaus do not just automatically start you off with good credit and wait to see if you will keep it up or wreck it. You have to establish credit, and for some that is much easier said than done. It can be difficult to get credit when agencies are […] More
It’s a never ending life saga for women: To buy the shoes or not to buy the shoes. They are gorgeous, but they cost half your mortgage. You can easily afford them, but you worry that they are an irresponsible purchase now that you have kids and college to think about and retirement accounts that […] More
Credit card debt can be a tremendous burden on any individual or family, so many people will tell you to avoid them all together. However, without a credit card, how are you going to build up a credit history so that you purchase a home? The solution is to have one or two credit cards, […] More
Almost everyone is guilty of giving the kitchen the evil eye after a long day of work and herding your family into the car and out for dinner. After all, who wants to bother with cooking and cleaning when you can simply pay someone else to do it for you while you enjoy time with […] More