Personal Finance

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in Banking

Cardless ATMs Being Introduced by Major Banks

There are few things in life that are as irritating as tracking down an ATM and then standing there while you dig through a giant handbag to find your wallet so you can retrieve your ATM card and get the cash that you need for whatever it is you are doing. Add a little bit […] More
in Real Estate

5 Smart Considerations for Every Home Buyer

Buying a home is the most exciting yet most stressful thing you will ever do; and we all fall into at least one of the major traps that can make our dream house seem like a lot less of a dream. My husband and I built our first home when we were 20 and 21, […] More
in How to Make Money

A Few Ways You Can Get Paid to Grocery Shop

Grocery shopping is a huge pain in the you-know-what, but we all have to eat. Something about it sustaining life and allowing us to live or something like that; ask most people and they’ll tell you eating makes them fat, causes them stress and requires time to cook. All in all, it does seem a […] More
in How to Save Money

How to Visit A Doctor For Next to Nothing

Medical bills are often some of the most expensive in the world, and they can be devastating if you cannot afford them. Even with medical insurance, something happening to you can be a severe financial blow if you are not prepared for it. Considering the only medical issue most people prepare for is child birth, […] More
in Credit Cards

A New Credit Card Can Help Pay Down Debt Faster and Cheaper

If you have credit card debt, we imagine you’d love to get that paid off and live a debt-free lifestyle. However, you might not know how to do that quickly, efficiently and in the least expensive possible manner. You definitely know, however, that applying for a new credit card is the wrong solution to this […] More
in Credit Cards

The Best Credit Cards for Earning Points on Flights

It’s time to start planning your vacations for the year, which means you’re probably looking at airfare for at least a few trips. You know where you want to go, when you want to go and which airline is offering the best deals, but now you have to figure out how to pay for those […] More
in Personal Finance

Does Social Media Influence Your Financial Decisions?

Money isn’t everything, but it is important. It might not buy happiness, but it will pay for a roof over your head and dinner on the table. It’s not the most important thing in the world, but it is important. That’s why it’s important to remember that your finances are heavily affected by things as […] More
in How to Save Money

The Trick to Getting a $9 Oil Change

Every month when OnStar sends my monthly diagnostic to my SUV, I calculate how much longer until I need an oil change. Why? Because I really dislike oil changes. They take forever, and they have to be very strategically planned so that I don’t end up taking the twins with me while my older girls […] More
in How to Save Money

Say No to Splurging with These Simple Tips

Guilty, guilty, guilty; I am not even kidding about the fact that I can justify a splurge at any moment in time. My husband and I are spending a long weekend in Chicago so we can have dinner at this one restaurant we’ve been dying to try – in a month. We are leaving the […] More
in Personal Finance

Home Equity Loan or HELOC: Which Do You Need?

If you have some equity in your home and it’s time to make some improvements, we’d suggest that you learn the difference between a home equity loan and a home equity line of credit (often referred to as a HELOC). They sound pretty much the same, but they are not. Basically you get cash for […] More
in Credit Cards

How to Choose a Credit Card for Major Purchases

There comes a time in all our lives when we must make a major purchase. Perhaps it is new furniture, and upgrade to our home or even a new car. When it comes to making major purchases, many of us might want to use a credit card to do it – those free points and […] More
in Personal Finance

Free Offers That Aren’t Always All That Free

Free! Now I have your attention, don’t I? There are very few people in the world uninterested in free things, and most of us are not those people. We find it is often a bit of a struggle to ignore something when we are told it’s free, so we get it. However, it seems that […] More

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