Personal Finance

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in How to Save Money

Save Money At the Grocery Store by Avoiding These Traps

Earlier this week I ran into the grocery store to pick up blueberries and grapes, a bottle of wine and subs from the Publix sub shop. This entire endeavor should have cost me less than $50, but ended up costing me over $150. Why? Because I cannot go into the store for three things and […] More
in How to Save Money

Hidden Costs Associated With Renting Rather Than Buying

The age old debate over renting or buying never goes away. While we know that it’s always better to buy than it is to rent, many people fail to realize that renting for even a few years in college is a gross waste of money. That’s why so many parents are willing to pay for […] More
in Taxes

Is An Extension of Time on your Taxes Right For You?

One of the most commonly asked questions regarding your income taxes is whether or not it’s all right to file an extension of time. Form 4868 is the Application for Automatic Extension of Time to File U.S. Individual Income Tax Return forms, and it is perfectly legal. This is a form for those who might […] More
in How to Save Money

How to Save 10% On Your Favorite Makeup and Beauty Products

My entire adult life I have been obsessed with Sephora. I prefer to purchase my high-end makeup here rather than in department stores because as a Beauty Insider I get free samples with every purchase, as well as reward gifts when I earn enough points. It’s been my go-to site for more than a decade. […] More
in How to Save Money

Life Skills to Learn Now That Save Money and Time

Life is funny sometimes. Just when you think you finally know everything and that you’ve come so far since you were 20 or since you were 18 or even since you were 25, you realize you still don’t know much of anything. I remember growing up thinking that my parents were strict. I realize now […] More
in How to Save Money

Stores That Offer Free Shipping No Matter How Little You Spend

Free shipping gets me every single time; I’ll spend the additional money to meet guidelines for free shipping every single time because it’s a deal, people. Except that sometimes free shipping is not a deal. I’m an educated, intelligent woman. I know that when I’m ordering 4 pair of my daughter’s favorite black leggings from […] More
in Taxes

What Happens When You Enter Incorrect Bank Accout Information With Your Taxes

No one is perfect; remember that. We all make mistakes, and we all learn from them. I know that when you are expecting a refund from the Internal Revenue Service after filing your 2015 income tax return, nothing feels like as big a mistake as accidentally entering your bank account information for a direct deposit […] More
in Taxes

When Is the Official Income Tax Filing Deadline in 2016?

April 15 is the tax deadline. Your income tax returns must be filed online by 11:59 pm that night to avoid penalties, or you have to have them postmarked that day to avoid the same penalties. Except, it’s not always the case. Your 2015 income taxes are due in April 2016, but that doesn’t mean […] More
in Retirement

How To Lower Your Mortgage Payment In Retirement

If you take a quick look at your finances, you’re probably going to notice that your biggest expense is your mortgage. It’s certainly my biggest monthly expense. It’s your house; and it’s probably the single most expensive thing you will ever purchase (unless you have four kids like we do, and then college will probably […] More
in Real Estate

Increase Your Home’s Curb Appeal on the Cheap

The first thing anyone notices about your home is the exterior. It does not matter in the least how nice the interior of your home really is if the exterior looks bad, and that’s a problem that many of us have to deal with on many occasions. Curb appeal is so important, but there is […] More
in MYD-Taxes, Taxes

The Top Three Questions to Ask Any Tax Preparer

With tax season closing in just a few short weeks, many tax filers are left wondering how they are going to finish their income tax return in time, and how they are going to find someone to do their income taxes for them. If you are a simple filer without much more than a W2, […] More
in Real Estate

Should You Purchase a Foreclosed Home?

Foreclosed homes are typically a lot less expensive than homes on the market being sold by their current owners; and there really is no right or wrong answer to this question. I can tell you firsthand that I have a friend who will tell you never, ever to buy a foreclosed home after her own […] More

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