Personal Finance

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  • in Personal Finance

    The Four Biggest Financial Regrets People Have

    Sunday was a lovely day for me and my husband. We took an hour drive down the coast to our favorite restaurant on the Tampa Bay for brunch (Oystercatchers…if you’ve never been, go) with two of our favorite couples. It was a belated 11th wedding anniversary celebration for us, a birthday celebration for another couple […] More

  • in Life Insurance, MYD-Credit Cards

    What Does Life Insurance Really Cover?

    I’m sure I’ve mentioned it a time or two, but I really detest speaking of life insurance. It always makes me feel so morose; so sad. I begin to imagine the faces of my children should they ever wake up without me here. I see my husband all alone with all four of them as […] More

  • in CDs, MYD-Investing

    Placing Savings in A CD is Not the Bad Idea You Thought it Was

    I did not marry my husband because he is a banker. In fact, if I’d known before I married him how many people would stop and ask him questions about banking, how many people would want to know about interest rates and other things banking related, I might have thought twice. I’m only kidding; though […] More

  • in Bonds, MYD-Investing

    Are Bonds Beneficial Forms of Retirement Savings?

    In September, I’ll turn 33. I’m putting some serious thought into retirement. Okay, so I’m putting money away for retirement and dreaming of the days when my kids are big enough to use the potty without any of my assistance required, and the day that they don’t wake me up at 7 am on weekends. […] More

  • in Personal Finance

    Is Joining the YMCA Worth the Money?

    Sometimes I do something in life that makes me want to shout from the rooftops advising others to do the same thing. Why? Apparently I like to help people. Who knew? In all honesty, I don’t like to see people struggle. I like to see people happy and content, and nothing makes me happier than […] More

  • in Dental Insurance, MYD-Credit Cards

    How Dental Insurance Could Save Your Life

    Dental insurance is controversial; not in that it’s bad or that it’s a problem. It’s controversial because you either have it and love it, or you don’t and love it. Dental insurance is important in our house since we have four kids and there’s two of us. That’s 12 cleanings every year, and that really […] More

  • in Mortgages

    The Great Down Payment Debate: Money Down or In Your Pocket?

    You won’t find me buying a house without a down payment, but it’s a growing trend to do just that. Personally, I’m not a fan of going into anything owing more money that something is worth and/or not having any equity. You can do what makes you most comfortable, but that’s just where I stand. […] More

  • in Business Credit Cards

    Why You Really Should Consider that Business Credit Card

    To open a business credit card account or not to open a business credit card account; that is the question many small business owners find themselves asking on a regular basis. Do I or don’t I? Should I or shouldn’t I? It’s a great question, and it’s not a stupid question (my parents always taught […] More

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