Choosing the Right CD Account for Your Financial Needs
Who doesn’t love predictability? I thrive on predictability; to the point that when anything does not go my way, according to my schedule and my timeline and my plan on any given day, I’m suddenly discombobulated and out-of-sorts. Fortunately, it does not happen all that often, and that is saying something for a wife and […] More
Placing Savings in A CD is Not the Bad Idea You Thought it Was
I did not marry my husband because he is a banker. In fact, if I’d known before I married him how many people would stop and ask him questions about banking, how many people would want to know about interest rates and other things banking related, I might have thought twice. I’m only kidding; though […] More
Are Bonds Beneficial Forms of Retirement Savings?
In September, I’ll turn 33. I’m putting some serious thought into retirement. Okay, so I’m putting money away for retirement and dreaming of the days when my kids are big enough to use the potty without any of my assistance required, and the day that they don’t wake me up at 7 am on weekends. […] More
What Exactly is a Certificate of Deposit?
Bank accounts seem pretty cut and dried to some, but much more confusing to others. Take, for example, the fact that you can get a basic savings account and checking account. Many people feel this is where banking begins and end. You have money to spend on expenses, and money to save for the future. […] More
Five Advantages and Disadvantages of Owning a Rental Property
It’s been said that the American dream is to own a home. But what about owning more than one home? Not everyone has any interest in owning more than one home, especially when it comes to owning a rental property. I never did. I was perfectly happy owning just the home I lived in, until […] More
What Should you Do With Your Investments When Interest Rates go Up?
There is some talk (some, ha) that the Federal Reserve is on the brink of raising interest rates again soon, possibly even before the end of the year. Considering the fact that the year is almost half over as it is, that’s not much time before your bonds and other investments begin to lose value. […] More
10 Big Ways to Invest Small Amounts of Money
It takes money to make money. This is absolutely true. Haven’t you ever wondered why the rich always seem to get richer? It’s not because they’re not paying enough in taxes or doing things of that nature, it’s because they’re using their money to make money. The easiest and most effective way to make money […] More
What to Do Before Applying for Investment Property Loans
Real estate investment is one of the most financially beneficial business aspects anyone can get into. However, it’s not that easy for just anyone to get involved in this business. The real estate market changes daily, and not always for the good; and becoming an investor requires far more than the ability to buy and […] More
FInding the Best Investment Property Loans for Your Future
Investing in property is a great investment, even if your financial situation requires loans to do so. While many people will advise that you do not invest in property without paying cash, investment property loans are not as bad as some people consider. Of course, it’s ideal if you pay cash for additional properties seeing […] More
3 Ways to Turn a Thrift Store find Into a Great Investment
Thrift stores have recently become popular (thank you Macklemore) again and it’s because people are beginning to realize that sometimes the least expensive find is one of the best finds. Thrift shops are technically designed for those who want to save money on things they can’t otherwise afford, but that doesn’t mean you have to […] More
Five Different Types of Income Streams That Can Make You Wealthy
Having multiple income streams in today’s economy is no longer a luxury, it’s a necessity. With the high rate of unemployment and job loss, job security is steadily becoming a thing of the past, sadly. It’s a risky way to live, but unfortunately for most people, their only source of income is their job. What […] More
Five Investment Lessons from Self-Made Billionaires
Financial advice is something almost everyone is willing to share. However, it’s always a bit scary to take financial advice from someone you know in everyday life, because chances are good they’re not the best source of information. When it comes to making wise investments, some of the best advice comes from self-made billionaires. After […] More