Personal Finance

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  • in Personal Finance

    Essential Tips on Getting the Right Home Loan

    The right home loan is not the same for me as it is for you and your loan is not the right one for someone else. All home loans differ a bit even if they seem to be the same. There is always a right loan just for you. Buying or building a home is […] More

  • in Insurance

    Five Things in Life that Need to Be Insured

    There are some things that need insurance, while others do not. Insurance is all about risk, so if you’re willing to risk something, you’re probably not going to need insurance for it. However, if it is something not work taking a risk for, you should definitely consider getting insurance for it. For example, when purchasing […] More

  • in Investing
    , MYD-Investing

    Five Investment Lessons from Self-Made Billionaires

    Financial advice is something almost everyone is willing to share. However, it’s always a bit scary to take financial advice from someone you know in everyday life, because chances are good they’re not the best source of information. When it comes to making wise investments, some of the best advice comes from self-made billionaires. After […] More

  • in How to Save Money

    Five of the “Laziest” Ways to Save Money

    Food, clothing, shelter, education, entertainment – with everything that we have to pay for, we sure have to spend a lot! With families to feed, clothe, keep a roof over their heads, put through school and occasionally indulge in the fun stuff in life, it’s a lot of budgeting for those with families. On top […] More

  • in How to Save Money

    How to Save Money on Back to School Clothing

    With August nearly over, many kids have gone back to school this week or will be going back very soon. It’s one of the busiest times of the school year, having to prep for the upcoming year with school supplies, book lists as well as shopping for back to school clothing. Your child’s wardrobe for […] More

  • in Personal Finance

    Get Your Finances In Order for the Holidays Now

    It’s the middle of August and the holidays are fast approaching. Your life is about to turn into a mixture of college football and fall décor in the coming weeks, and that means only one thing; it’s time to start thinking about the holidays. This is one of the most stressful times of year simply […] More

  • in How to Save Money

    Five Great Ways to Save Money While Dining Out

    One of the joys in many of our lives is going out to eat every once in a while. While it is healthier and often cheaper to buy groceries and prepare a home cooked meal, it’s also nice and refreshing for once to have someone else prepare a meal and enjoy something you don’t have […] More

  • in How to Save Money

    Affordable Ways to Keep Cool in the Summer Heat

    If your utility bill is like my utility bill, it goes up significantly during the summer months. The excessive use of the air conditioner adds up each month, and our utility bill almost doubles during summer months (of course, we also live in Florida, so that doesn’t help). This leads many people to question how […] More

  • in How to Save Money

    Five Luxury Items to Replace with Cheaper Ones

    Just because an item is more expensive than another, doesn’t necessarily mean that it is a better quality. After all, is a designer purse really all that more durable than a no-name purse made of the same material? While some expensive things are worth pining for (I still dream of flying first class internationally!), some […] More

  • in Personal Finance

    Five Reasons Why Fees Matter

    Fees: We all pay them. They’re everywhere. There are fees for using a foreign ATM, for getting cash back on your debit card purchase in certain stores, for paying a bill online, for paying a bill over the phone; fees are everywhere. For that reason, most people don’t really think twice about fees. What’s two […] More

  • in Personal Finance

    Five Great Alternative Methods for Paying Your Bills

    Paying your bills is always a drag, but having your bill get paid later than intended because of the unreliability of the most traditional way of snail mail can be an even worse situation. Many of us have been in a situation where we were late by a day or so in paying our bill […] More

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