Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Car Insurance

Six Things Nationwide Wants You to Know About Car Insurance

Nationwide is on your side; at least that’s what the insurance company likes to tell customers and those they wish to woo over to their product. Of course, they’re on their own side; all insurance companies are. However, Nationwide does have a good reputation for being a reliable and easy-to-work-with insurance company, and that bodes […] More
in Budgeting

It’s Not Difficult to Host an Elegant, Beautiful Baby Shower on a Budget

Aside from the moments a woman sees that extra little line on a home pregnancy test, hears her baby’s heartbeat for the first time, sees the baby via ultrasound and realizes she’s in labor, there are a few other moments during a woman’s pregnancy that really stand out as exciting. One of those moments is […] More
in Coupons

Walmart Does Away with BOGO Coupons for Savings Catcher

Walmart has always been good about their coupons and coupon policies, but the retail giant has been making some major changes in Florida this fall season. The retail location no longer accepts the coupons from buy-one-get-one ads from other stores. Up until October, shoppers at other stores could go into Walmart with an ad from […] More
in Bank Credit Cards

How Making a Late Chase Credit Card Payment Affects Your Credit

It’s just one late payment; and it’s only a day or two late, so it’s not that big a deal, right? Wrong; wrong, wrong, wrong! When you make even one late payment on any credit account, whether it’s a Chase credit card payment or a mortgage payment, you are doing severe and very difficult to […] More
in Retail Credit Cards

Why You Need an Express Credit Card to Help Rebuild Your Credit

Credit cards have such a stigma attached. So many people are terrified to get them because they’re terrified they’re ruin their credit or send them spiraling into debt. Let’s be honest here; a credit card will not send you spiraling into debt; your own misuse of a credit card is what will send you spiraling […] More
in Life Insurance

Is the Gerber Life Insurance Plan Worth the Money?

The Gerber Life Insurance plan is one that many people wonder about, especially first-time parents. Is the plan worth the money? Is the plan something you need? Do babies even need life insurance? There are so many questions you might ask about a plan such as this, and each of them is a valid question […] More
in Fashion

Ugg Boots Are Never Cheap and Why They’re Not Worth It

There is so much controversy surrounding Ugg Boots, which by the way, are not cheap shoes. These shoes are widely considered unattractive, unflattering and so warm and toasty they’re perfect for winters in the far north. And while we can’t deny comfort and warmth as enticing benefits, we can still agree that these shoes should […] More
in Coupons

Red Lobster’s Fresh Catch Club Offers Members Coupons, Discounts and Special Offers

A club for seafood lovers? Yes, please! Who doesn’t love a good plate of crab legs, some peel and eat shrimp and an ice cold drink to go with? Throw in some cheddar biscuits and you have a winner, which is exactly what the people at Red Lobster figured out and decided to offer to […] More
in Shopping

Where to Find Cheap Tablets on Black Friday

Christmas is coming and it’s time to figure out what the kids want to find under the tree. Some parents are interested in getting their kids tablets for several reasons. One of the most important reasons is that parents are tired of their kids using your phones to play games, and parents are tired of […] More
in Retail Credit Cards

Bloomingdales Credit Card Reward Points Top Other Department Stores

Bloomingdales is a favorite department store for so many men and women for a variety of reasons, not excluding the fact that the store has some of the best designer lines and customer service around. Additionally, Bloomingdales offers customers a credit card that will enable them to shop in-store and online and receive some stellar […] More
in DIY Projects

How to Make Your Own Gorgeous DIY Fire Pit

Now that it’s cold outside and it probably will be in most places for a few months, it’s time to consider how you’re going to stay warm. Part of the fun this time of year is taking to the great outdoors, even if that means just heading into your back yard. You can stay warm […] More
in How to Save Money

Where to Find Cheap Party Supplies that Don’t Look Cheap

The time of year has come in which you’re going to consider throwing some parties. Whether you have a Christmas cookie exchange a cocktail party or even a holiday gathering to host at home, you’re going to need some party supplies, and you’re certainly not going to want to pay too much for those party […] More

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