We are all imperfect when it comes to money and our finances. We make mistakes. We spend too much here, not enough there and we are simply imperfectly perfect. Ask my husband; he will tell you that we are bad about spending entirely too much when we travel. We have no idea what a budget […] More

There is a huge stigma attached to the word “frugal” in the eyes of many; myself included. There is something about it that screams “Cheap” and not ‘conscious,’ and that’s not correct. Being frugal and being cheap are two very different things, and knowing that might make the idea of being frugal a bit less […] More

Understanding your credit score is a touchy subject. It’s almost as if everything changes just as you begin to think that you know everything there is to know about it, and you are left wondering if everything has changed and why this happened. For instance, you’re told that you cannot use all your available credit […] More