Personal Finance

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in Budgeting

How to Fight Budget Burnout With Smaller Indulgences

Discipline is not something that most of us always have. Maybe in some instances we do, but in others we fail tremendously. It’s all right to fail and to have to work on your discipline where certain things are concerned; that’s how we learn. Failures and mistakes make us a lot more intelligent in the […] More
in Budgeting

A Budgeting Trick That Will Give You Financial Independence

Financial independence is the American dream. Sure, we all want to own a home and have a white picket fence and 2.4 kids (I mean, I don’t know about that – I’d shoot for a whole number myself, but math is not my strong suit so you go ahead and do what you like in […] More
in Personal Finance

Five Mistakes To Avoid When Purchasing a New Home

Being a homeowner is one of the most amazing feelings in the world; trust me. I didn’t fully recognize this when I built my first home with my husband 10 years ago. I was just excited to have a house at all – and we made so many mistakes. We were 19 and 20 when […] More
in Personal Finance

10 Reasons Why Time Will Always Be More Important Than Money

There is never enough time in the day, and we often find ourselves looking for more of it where we can. We are, so many of us, so bad at managing our time. We waste so much of it on trivial things such as social media, games and simple distractions, therefore making it impossible for […] More
in Budgeting

10 Items You Should Never Buy at a Garage Sale

Getting a good deal on an item is always awesome, but not everything that has a cheap price tag is a good deal. Just because someone once said something about someone’s trash being someone else’s treasure does not mean that is fact. Sure, there are things you can pick up at someone else’s yard sale […] More
in Retirement

A Few Retirement Tax Tricks You Might Not Know About

The IRS might not be anyone’s best friend, but that doesn’t mean that they don’t have your best interests at heart. Okay, so they might not, but they do offer some tax breaks for certain things and that is something we appreciate very much. With that in mind, we have thought about the many different […] More
in Personal Finance

10 Hidden Expenses That’ll Bite You When Moving

In my adult life, I’ve moved twice. I moved into the home my husband and I built when we were engaged 10 years ago, and we just moved into our dream home 10 months ago. I’m not big on change, so moving is not for me – even though I think I might be the […] More
in CDs, MYD-Investing

What Exactly is a Certificate of Deposit?

Bank accounts seem pretty cut and dried to some, but much more confusing to others. Take, for example, the fact that you can get a basic savings account and checking account. Many people feel this is where banking begins and end. You have money to spend on expenses, and money to save for the future. […] More
in Personal Finance

Tricks Online Marketers Use to Scam You Out of Money

When someone wants your money, they’re going to try hard to get it. It might or might be a scam, per say, but that certainly does not mean that you want your money to go toward something you don’t really want so that you are out a few bucks and saddled with something that other […] More
in Retirement

Are You Saving Enough To Retire? Find Out Here

According to Yahoo News, 1 in 3 Americans has approximately zero dollars saved for retirement. That’s correct; zero dollars. My 4-year-old has way more than that saved for some random toy she wants to earn through doing things appropriately around the house, so it’s weird that 1 in every 3 grown up adults have no […] More
in Budgeting

How to Have a Fun Labor Day on a Tight Budget

Labor Day is just a few days away, and most of us have already booked our weekend to the max. However, a fun Labor Day vacation is not in the budget for everyone, and that means that you might be left wondering just what it is you will do for the weekend. In years past, […] More
in Personal Finance

The Foolproof Way to Saving 10% on Gas Every Time You Hit the Pump

Someone said that gas prices are falling, though I haven’t really noticed. I’ll notice again when gas prices fall to where they were when I first began driving: $.99 per gallon. That’s when I’ll notice. I’m not complaining that they are dropping or that they seem to hover in the mid-$2 range since it’s a […] More

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