Personal Finance and Lifestyle Guide
{“description”:”Personal finance articles about saving, budgeting, loans, retirement planning, college saving, taxes, mortgages, investing and more.”,”interstitial”:””,”image_id”:””}
You know what they say. There’s only two certainties in life – death and taxes. The good news is that you only have to get your calculator out for one of them. Preparing for an IRS audit is not something that people tend to enjoy. It is fussy, fiddly, and time consuming. But, unfortunately, it […] More
Travel is probably the best thing; that is all. There is nothing as exciting and as amazing as seeing the world, experiencing new places and learning new things. I love it, my husband loves it and our kids love it. In a dream world, all I’d do is travel. Then I remember we have four […] More
Money does buy happiness; I don’t care what anyone else thinks or says or believes. Of course, money will not make you happy no matter how much you have, what you buy or how you live if your life if you are just a miserable person. Money cannot literally buy you happiness. It cannot buy […] More
There is a running joke among the people in my life that if my children or husband cannot find something, it’s because I threw it away. Okay, so I’ll admit that I have an issue with clutter. And yes, I’ve been known to go into a closet or the garage and see an old box […] More
It’s tax day, today! For those of you still unaware that you had until today to file your income tax return, we have to tell you one more time that Friday was a federal holiday in Washington D.C. and that means you have an additional three days to file. Now that today is the day, […] More
One of the most terrifying moments in life is receiving a phone call from someone who claims you have an account past due, in collections and action is being taken against you. It happens all the time to people; and not just those with actual accounts past due and in collection. Back in 2009, I […] More
Tax Day is only one business day away now. Today is April 15, which might confuse a few people who don’t live in Washington D.C. where today is Emancipation Day. It’s a federal holiday there, and that means the IRS is delaying the deadline for tax day until Monday, the 18th. Last minute tax filers […] More
The final day to file your income tax return for 2015 is April 18, 2016. Emancipation Day falls on the 15th of April this year, which means tax day was moved back to the following business day. However, despite the fact that people are given a few additional days to file their income tax returns […] More
The good news is that there is always financial advice at the ready for anyone looking to improve their financial lifestyle. It’s the most freeing feeling in the world to have financial freedom, the lack of worry over money and bills; the lack of frustration that comes with wondering how you will pay for this […] More
Unfortunately, I don’t know any way you can raise your credit score to a high enough number today to get what you want out of it, but I do know a few ways you can raise it pretty quickly. Most people spend years working hard to raise their credit score, but we have a few […] More
Some people worry about how they will pay their taxes this year, especially as the April 18 deadline approaches as quickly as ever. When it comes to owing the IRS money, you have a few options. You can pay the IRS with a personal check, with a money order or with a cashier’s check. You […] More
After recently receiving a letter in the mail declining me for a credit card I did not apply for on the basis that I am deceased, I realized that I need to be more diligent about checking my credit report. Once a year is clearly not enough. The major credit bureaus allow everyone to see […] More