Personal Finance and Lifestyle Guide
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No is a full sentence; trust me. No. No. No, thank you. No, I don’t think so. No. There is no need to follow up that one word, one syllable sentence with anything else. All you have to say is no. It’s not easy, I know this. Trust me. In my nearly 33 years in […] More
Let’s be honest here; college is not cheap. It’s been about a decade since I was there, and I remember thinking that it was pretty expensive back then. From what I understand now, though, it’s a lot more expensive. It’s difficult for me to imagine that the cost of tuition and books has gone up […] More
There’s a running joke in my household (it occurs to me I write that once a week or so, and that I am clearly the butt of everyone’s jokes) that I cannot become attached to a card number. I once was able to rattle of my card numbers and expiration dates and CV codes without […] More
Considering that nearly half of all Americans watch cooking shows at least occasionally, it seems crazy that you could actually get paid to do it, but you can. Through a site called SwagBucks you can turn something you enjoy doing into cash; simply register, watch and claim your loot. How Does It Work? The concept […] More
As the mother of four small kids, I’m just not here, yet. However, I can safely say that I honestly don’t know how I might actually react should one of my littles one day ask me to co-sign a loan or a credit card application for him or her. I’d like to say I will […] More
Paying back a debt can be a lengthy and expensive process. Handling a tax debt, however, requires careful attention. Although there are a number of specific concerns that may accompany your delinquent tax balance, there are a handful of critical items to keep in mind: The best thing you can do for your taxes – […] More
You know what they say. There’s only two certainties in life – death and taxes. The good news is that you only have to get your calculator out for one of them. Preparing for an IRS audit is not something that people tend to enjoy. It is fussy, fiddly, and time consuming. But, unfortunately, it […] More
Travel is probably the best thing; that is all. There is nothing as exciting and as amazing as seeing the world, experiencing new places and learning new things. I love it, my husband loves it and our kids love it. In a dream world, all I’d do is travel. Then I remember we have four […] More
Money does buy happiness; I don’t care what anyone else thinks or says or believes. Of course, money will not make you happy no matter how much you have, what you buy or how you live if your life if you are just a miserable person. Money cannot literally buy you happiness. It cannot buy […] More
There is a running joke among the people in my life that if my children or husband cannot find something, it’s because I threw it away. Okay, so I’ll admit that I have an issue with clutter. And yes, I’ve been known to go into a closet or the garage and see an old box […] More
It’s tax day, today! For those of you still unaware that you had until today to file your income tax return, we have to tell you one more time that Friday was a federal holiday in Washington D.C. and that means you have an additional three days to file. Now that today is the day, […] More
One of the most terrifying moments in life is receiving a phone call from someone who claims you have an account past due, in collections and action is being taken against you. It happens all the time to people; and not just those with actual accounts past due and in collection. Back in 2009, I […] More