Personal Finance and Lifestyle Guide
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Amazon is kind of an addiction. Once you have a Prime Membership, you immediately enter into this mindset that somehow convinces you that everything you need can be purchased there so long as you do not need in before two days are up. I know I feel this way on a regular basis. “We’ll be […] More
Many people just assume that they are ready to take on the project of owning a home, but they actually are not. Believe it or not, not everyone is ready at this particular stage in their lives to own a home, and we can tell you whether or not you are one of them. It’s […] More
As if buying a home, selling a home or being a homeowner is not stressful enough, filing taxes with any of this on your list of financial things you did in 2015 makes tax season a bit more stressful. Many taxpayers forget that there are a few special circumstances in place not only for homeowners […] More
Tax day is almost here, and we know you are scrambling looking for any potential last minute deductions, credits and anything else that might allow you to save a bit of money on your taxes. I know I was before I paid mine; and that means that the rest of the world is doing the […] More
With tax time just around the corner, we find that many people are asking the same question. Should you contribute more to withholding for a bigger tax refund, or should you have a bigger paycheck throughout the year? Many people are divided on this one, and others have very staunch opinions on the subject matter. […] More
If you have debt on a credit card, you might wonder if a balance transfer is a good idea. Of course it seems like one when you have a lower rate and more time to pay off the balance you owe without paying more money in the process, but it turns out that there are […] More
The Affordable Care Act (ACA, or Obamacare if you prefer) has probably had a significant impact on your health insurance. Did you realize that Obamacare has had an effect on your taxes as well? Here are a few of the tax ramifications of the ACA. Individual Mandate – If you are aware of only one […] More
Everyone knows that the American Express Platinum card is one of the most prestigious cards on the market, and not everyone can afford to carry this card in their wallet. With an annual fee of $450, it is an expensive card to carry. If you’ve been considering it, you know that the benefits of carrying […] More
Most everyone you know is always looking for a way to earn more money, and who can blame them? Even people who already make plenty of money still want more, and that’s perfectly fine. Money is not the root of all evil, and it’s not the thing that will buy you happiness. However, wine is […] More
Everyone knows that buying a house is an expensive purchase. It’s probably the most expensive item you will ever purchase in your life, which means several things. For one, you want to make sure that what you are buying is worth the money you are paying to buy it. You also want to make sure […] More
Are you over 50? If you are, you might qualify for a number of tax breaks when you file your 2015 income tax return. Typically, being 65 or older is when you really begin to reap the benefits of age as it applies to tax breaks, but it is not uncommon for those 50 and […] More
Increasing your credit score is a great way to make sure your financial life is on track as often as possible. However, it’s not always easy to know what you should and should not do to raise your score as quickly as possible. We know that making payments on time and that keeping up with […] More