Personal Finance and Lifestyle Guide
{“description”:”Personal finance articles about saving, budgeting, loans, retirement planning, college saving, taxes, mortgages, investing and more.”,”interstitial”:””,”image_id”:””}
Gone are the days of calling a taxi company and asking for a ride. The days of paying extremely large amounts of money for the ride are also gone. With today’s technology, you have better, cheaper options. Today, you can download an app on your Smartphone, get the ride that you need, and pay half […] More
We all already know that children’s birthday parties are the devil. But we still have to celebrate our kids, and who are we to tell them that they cannot have a party if that’s what they want? Allow me to take a moment right here to breathe a large sigh of relief that our daughter, […] More
You are the problem. It’s time to face it. If you have a bunch of credit card debt and you’re drowning in it, don’t blame the credit cards. They didn’t cause you to buy things you couldn’t afford. They were in your wallet and you made the decision to take the easy way out and […] More
Following on the heels of a decade-long dreary economy, prospects for new business opportunities seem to be looking up. Technology, especially in the service sector, and a revival of entrepreneurship are common threads for the future. Jim Clifton, chairman and CEO of Gallup, noted last year that the U.S. currently ranks 12th in the world […] More
Credit card rewards are one of the single biggest factors associated with the application process, and many people make it a habit to check the reward programs prior to anything else when applying for a new card. However, it’s not the only factor that goes into the process. What’s important to understand, however, is that […] More
“Getting a credit card is going to ruin your life,” “Credit cards are the devil,” “Credit cards are the root of all evil.” Does anyone else see the irony in all of the above statements that people love to make on a regular basis (noses wrinkled and in the air with a touch of disdain […] More
Credit card fraud is among the most common methods of thievery out there right now. It happens all the time, and most of us have no idea it’s happening. It’s not just the man who takes your card out of your wallet after stealing it, or the person who takes your card number in a […] More
Most people make it a habit to hide their credit cards and try not to use them throughout the month. Wise people, however, use them for their everyday purchases on a regular basis. Those people, you’re thinking, are not wise; they’re in debt up to their eyeballs and they’re in such a state of financial […] More
Why are credit cards important? Believe it or not, you don’t have to have one. However, life is far easier with a credit card than without. The make it easier to rent a car, book a hotel room, plan trips, earn rewards and actually get paid for your shopping. Credit cards have developed a bad […] More
I know you love the idea of free money that you can spend anywhere you want doing anything you want, and I don’t blame you. I love it when someone tells me I can use a cash back credit card all year long and make money with every purchase so that I can eventually turn […] More
One of the most common misconceptions about life is that you cannot possibly save for retirement when you don’t make that much money to begin with. It’s not easy to live on a small income, but many people do it. There are those of us who cannot imagine saving for retirement and living on less […] More
Whether you are a new homeowner or you’ve lived in your house for 20 years, I bet there are a few things you haven’t done that you need to do to save money. You already know how to do the basics, such as keeping the thermostat up during the day when you’re not home and […] More