Personal Finance and Lifestyle Guide
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You should live within your means because debt is a terrible type of stress. When you have a large amount of debt you feel as if you are weighed down and can’t enjoy life for worrying over the debt all of the time. What does it mean to live within your means? It means that […] More
Before you remarry, there are certain topics you should discuss with your future spouse. Remarriage is a different ballgame than a first marriage and it pays to give some consideration to topics that might be a source of discord if ignored. If you take this step now you can iron out any potential problems for […] More
Summer is a big travel season, but it’s not the only travel season, and with travel comes a lot of things to do and remember. Packing lists, and grocery lists, and travel itineraries are all things that require your attention. By the time you reach your destination you’ve spent so much time making lists that […] More
As soon as a new electronic or car comes on the market, my husband is in line to pick it up (and he raises his eyebrows at me when I pick up a new pair of Christian Louboutins like it’s completely different…men). However, not everything out there is worth the money society spends on it, […] More
Your parents taught you it’s impolite to lie, and you likely teach them the same thing. However, sometimes dishonesty is the best policy; especially when it comes to your money. Unfortunately, if you and your husband have a joint bank account it gets a little difficult to keep your money habits under wraps. While you […] More
In a perfect world, everyone would put at least 20 percent of their income in a savings account. Unfortunately, there are many people who cannot afford to do this. Some have overextended themselves and cannot afford to save. Fortunately, there are ways even the most meager of budgets can find room to save a few […] More
There was a time in my life when the idea of purchasing something used would make me feel disgusted. I never bought used cars because I didn’t want anyone’s hand-me-downs, especially when it came to something so important and expensive. I wanted to know how my cars were treated from the moment they entered the […] More
Getting married is exciting for couples, and starting your new life together is even more exciting. While no couple stands at the altar and wonders if their new marriage will last, most couples don’t think about the fact that finances are one of the most common reasons for divorce. Even the happiest couples fight over […] More
You don’t make enough money. The economy is awful. Your boss is a jerk. You can’t get a better job right now because no one is hiring. Blah, blah, blah. That’s what the rest of the world hears when you try and place blame for the fact that you are broke on anything and everyone […] More
I have a confession. I am a former shopping addict. Several years ago, I found myself spending when there wasn’t any reason to spend. Oh, I could find a reason to justify my habit and could defend it clearly. But the real reason was that I was meeting an emotional need within myself by shopping. […] More
With the recent recession, many people have been affected and this has a direct impact on their bills. Some have lost their jobs, some have taken pay cuts in order to keep their jobs and some have simply taken a harder look at their debts in light of the financial crisis our country has seen. […] More
Nothing is more convenient – or more dangerous to a woman’s wallet – than online shopping. No parking mess at the mall, no pushy sales associates at Neiman Marcus and no hawk-eyed security guards making you feel like a criminal when you enter Tiffany & Co. to treat yourself to a little gift. Did we […] More