With the recent recession, many people have been affected and this has a direct impact on their bills. Some have lost their jobs, some have taken pay cuts in order to keep their jobs and some have simply taken a harder look at their debts in light of the financial crisis our country has seen.
There are ways you can change how much your bills total each month. A few simple steps will modify your budget to a more doable, reasonable figure. Start with the things that are optional. Can you change your satellite or cable package to a smaller one? Chances are, you are paying for channels you rarely, if ever watch. Cancel subscriptions to clubs that deliver you products each month. When your magazine subscriptions are up to be renewed, carefully consider if you read the magazine regularly. Is it worth paying the subscription price for it?
Phone bills can also be cut. You can cut out call waiting, three-way calling, or caller ID. Yes, those convenience are nice but aren’t necessarily needed. Cell phone plans are even more flexible. Can you downgrade your plan to one with lower minutes?
Internet bills are often negotiable. Sometimes you can switch out to a lower speed and you won’t even notice a difference.
As far as your water and electric bills go, cutting those down is more a matter of using the resource carefully. Common sense things like turning the water off while you are brushing your teeth or not washing laundry until you have a full load will help with your water bill. Cutting your electric is even easier. Try to go for a home that is a bit cooler in the winter and a bit warmer in the summer. Don’t leave lights on when you leave the room. Run your dishwasher and do laundry after nine at night, when rates tend to be cheaper.
With a bit of work, you can see a dramatic drop in your monthly bills.