How to Save Money

Starbucks lovers beware; the company announced some major changes to their rewards program this month and they are not welcome. We all know that many reward program are changing their offers and making it more and more difficult to achieve levels that are at all beneficial, and Starbucks has officially jumped on board that train. […] More

This day and age, people have student loan debt that seems so impossible to get rid of that they cannot even breathe. The cost of higher education is so expensive that many students find it necessary to take out student loans to help pay the balance of their education. The problem is that most of […] More

It’s been said that only death and taxes are guaranteed in life, but that’s not true. The grocery store is also necessary. Almost everyone has to make a trip to the store every week, or more, and there’s nothing we can do about that – in most cases. However, you do not have to continue […] More

The good news about saving money is that you have some serious options. For one, you can look for ways around the house and throughout your life to earn more money. You can sell things, get a side job or find some other way that you can earn some money. However, you can also find […] More

Perhaps you have an idea of what it’s like to open up your utility bill and have a moment of sheer panic. WHAT? How did it get to be this much? After nearly 10 years in our first home, the home we built when we were 20 and 21 and getting married, we were accustomed […] More

It’s an expensive week; Valentine’s Day is this weekend, which means you’re going to spend some serious cash. I’m guilty of it, my husband is guilty of it; we all do it. We don’t have to, though. There is nothing worse than going out on Valentine’s Day for a romantic date with your spouse and […] More

I am a sucker for fresh flowers. I have to have them in my home all the time. I love tulips, peonies and white roses (they look so creamy and perfect with the décor in our home). As I type, I have a bouquet of white roses on my desk, another on the table in […] More

It’s weekend and that means it’s time to figure out what to do with ourselves. With four kids and a very busy social life, it’s unheard of that my husband and I have a mostly free weekend. I mean, we have a dinner party to host tonight, our kids are having a friend over to […] More

Sometimes I trick my kids into doing what I want them to do by lying to them, leading them to believe things that might not be the whole truth and by being a total rock star. I’m not ashamed; I have four kids, and I lie to them pretty regularly to keep the peace and, […] More

Medical bills are often some of the most expensive in the world, and they can be devastating if you cannot afford them. Even with medical insurance, something happening to you can be a severe financial blow if you are not prepared for it. Considering the only medical issue most people prepare for is child birth, […] More

Every month when OnStar sends my monthly diagnostic to my SUV, I calculate how much longer until I need an oil change. Why? Because I really dislike oil changes. They take forever, and they have to be very strategically planned so that I don’t end up taking the twins with me while my older girls […] More

Guilty, guilty, guilty; I am not even kidding about the fact that I can justify a splurge at any moment in time. My husband and I are spending a long weekend in Chicago so we can have dinner at this one restaurant we’ve been dying to try – in a month. We are leaving the […] More