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    How To Shop For Gifts On a Budget

    You have many people you buy gifts for throughout the year; your spouse and kids, your parents, your in-laws, nieces and nephews, various other relatives and friends.  So, how can you shop for all those gifts on a budget?  There is a tried and true way.  I have been using this system for years and […] More

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    Layaway – Holiday Shopping Without Credit Cards

    With less than 10 weeks until Christmas, retailers are rolling out their layaway plans for holiday shoppers. As a preferred alternative to credit cards, layaway allows you to place items on extended hold at the store and make interest free payments over a period of time, typically 8-12 weeks. The Benefits of Layaway Lock in […] More

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    Wallet Friendly Hostess Gifts

    What do holiday parties, BBQ’s, cocktail parties, and a weekend at the cabin have in common?  Now matter which one you’re invited to you have a host or hostess. Etiquette says it’s nice to arrive with a hostess gift to show your appreciation, but how can you do that without breaking the bank? The classic […] More

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