Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in How to Save Money

    3 Inexpensive Valentine’s Day Ideas

    It’s an expensive week; Valentine’s Day is this weekend, which means you’re going to spend some serious cash. I’m guilty of it, my husband is guilty of it; we all do it. We don’t have to, though. There is nothing worse than going out on Valentine’s Day for a romantic date with your spouse and […] More

  • in Lifestyle

    Steps to Avoid Wedding Planning Financial Pitfalls

    Few things in life will cost you as much to purchase and plan as your wedding. Trust me, I did that 11 years ago this coming May. It was an expensive day. Fortunately, I was very careful in all my planning and was not subject to any of the financial pitfalls that so often occur […] More

  • in Deals and Promotions

    Shred a Photo of Your Ex at Hooters and Get Free Wings

    We know, we know – you only go for the wings, right? If you love free chicken wings, Hooters and definitely not your Ex, you are the perfect person for this amazing new giveaway from Hooters. Sunday is Valentine’s Day, and we know that there are plenty of things that all the single ladies (and […] More

  • in Mortgages

    The Worst Mistakes You Can Make With Your Mortgage

    Buying a new home is exciting. It’s one of the most exciting things you will ever do, as well as one of the most stressful. There is nothing quite like walking into your dream home for the first time knowing that it is yours from this point forward. On the flip side, there is nothing […] More

  • in Personal Finance

    This Simple Budgeting Trick Allows You to Splurge

    What we really don’t like about budgeting is the fact that it is something that makes you feel as though you cannot spend money on things you don’t need. If there is one way to guarantee that I will spend money on things I don’t necessarily need in life, it’s telling me I cannot do […] More

  • in Credit Cards

    The Best Times To Use Your Rewards Credit Card

    We spend a lot of time talking to you about rewards cards and the benefit of them, yet there are still those who either don’t care enough to consider using one or those who don’t seem to understand just how valuable it is. If you’re going to book travel, hotels, airfare or even use cash […] More

  • in How to Save Money

    Three Ways to Save Money on Valentine’s Day

    I am a sucker for fresh flowers. I have to have them in my home all the time. I love tulips, peonies and white roses (they look so creamy and perfect with the décor in our home). As I type, I have a bouquet of white roses on my desk, another on the table in […] More

  • in Lifestyle

    Paring Down and Living Simply Saves More Than Just Money

    I say it all the time; when you have no clutter in life, life is that much easier. For many people, stuff is a habit. It’s a bad habit, too. Not only does stuff clutter up your home and your mind, it also has a lasting negative effect on your finances. When you buy things […] More

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