Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
No one wakes up at 2 am to navigate dark parking lots and crazed, half-tired, hung over, exhausted women out looking for a great deal on the IT toy or electronic of the year on Black Friday because it is fun. That’s right; it’s not fun. It’s actually anything but fun, but no one wants […] More
In recent years, the concept of “no credit check apartments” has gained popularity among renters, particularly for those with little or no credit history. Traditional apartment rentals often involve extensive credit checks, which can present obstacles for people who have not yet had an opportunity to establish a solid credit background. No credit check apartments, […] More
It’s impossible to go into your local Target store without hearing all about the Target Red Card. What exactly is this Red Card, and is it worth it? The Red Card is designed to offer Target shoppers a discount on their purchases, and it’s designed so that those who hold the card have a few […] More
We all have a different idea of a cheap hotel room in New York City, and that’s based on our personal preferences, our standards and what we’re used to. This means it might be a bit difficult for me to tell you where to find cheap hotels in NYC because my idea of cheap might […] More
LA Fitness Discount: 3 Key Tips We all know exercise is one of the best gifts we can give our bodies. Not only does it makes us healthier in terms of weight, it makes us feel less stressed, puts us in a better mood, and it even helps us live a longer life. Now that […] More
Your credit score is a pretty important number in your life. Some might say it’s the most important number in your life. After all, this is the number that determines whether or not you can get a job, buy a house, get a loan or do most anything you might imagine. It’s important, and we […] More
Every four to five weeks I spend a Thursday evening sitting in the salon with a glass of white wine and my longtime hairdresser. She comments on how invasive my gray has become (seriously, I’ll be 33 in September and I’m almost completely gray in the front and it’s moving rapidly to the back of […] More
Bridesmaids; you have to love them. I mean, you don’t have to love them, but you probably do love them since you did ask them to stand up with you on the most important day of your life. These are women that are among the most important people in your life, and they have been […] More
There’s nothing I love more than breaking down big goals into small steps. Honestly, with four small kids home all summer long with me while I have to go about my own daily routine as if there are not four small kids running around, small steps are all I’ve got. Seriously, my to-do list looks […] More
Sometimes it’s just necessary to have a meal outside of your home. We say that it’s a waste of money, and that’s an opinion that we all have that differs. It is a waste to eat out all the time, but it’s fun to do on occasion. And it’s really fun to do when someone […] More
Bad credit is bad news. It might not mean anything to those who don’t know what it’s like to have bad credit, but anyone who does have bad credit will tell you that it really makes life difficult. Since the economy crashed in 2008, it’s become more common for people to suffer from bad credit. […] More
It’s the most wonderful time of the year; the holidays (particularly Christmas). To me, the holidays officially begin the first day of September. My birthday is September 30, so the entire month is a holiday to me. Add to that the fact that college football begins at the beginning of the month (Go Gators!) and […] More