Personal Finance

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in Budgeting

Advice For Getting the Absolute Best Deals on Yard Sales

Yard sales are pretty hit or miss, and it all depends on the individual shopping. For some, the idea of hitting a yard sale filled with baby items, play toys and outdoor playground items for their toddlers is the best thing that happened all weekend. For others, it’s pointless. For some, estate sale-type yard sales […] More
in Credit Cards

10 Things People Often Think Debit Cards Can Do But They Can’t

Who even cares about the minor details that make a debit card so much different than a credit card? I hear this phrase more times than I care to admit, and it’s a little disturbing. The simple answer is this; you should care. Debit cards are not credit cards, and there are marked differences between […] More
in Personal Finance

Five Ways to Make the Best of the Coins in Your Change Jar

Spare change does riches make. All right, so there’s a good chance I absolutely made that up in every sense of the word (sense, cents…see what I did there?) but still. I believe that spare change is pretty awesome stuff. Why? Because you don’t think about it. You use cash somewhere, put the change in […] More
in Personal Finance

How to Recover from Bankruptcy The Right Way

The sad truth about bankruptcy is that entirely too many people view it as a way out of financial trouble, but not in the way that it should be viewed. For many, it’s a last resort. A desperate attempt to make sure their financial future isn’t completely ruined, and it’s a heartbreaking realization. For others, […] More
in Personal Finance

What do you do About Debt When You’ve Lost Your Job?

Losing your job is a killer for anyone; it’s a hard pill to swallow. There is fear and there is panic and there is sadness and depression. It’s not a fun situation in which to be, but that doesn’t mean that you can wallow in your self-pity and sit back watching as your life passes […] More
in Investing, MYD-Investing

Five Advantages and Disadvantages of Owning a Rental Property

It’s been said that the American dream is to own a home. But what about owning more than one home? Not everyone has any interest in owning more than one home, especially when it comes to owning a rental property. I never did. I was perfectly happy owning just the home I lived in, until […] More
in Personal Finance

10 Ways Being a Minimalist Can Help You Pay off Debt

Materialism is a way of life for many people. Some of us like to pretend we are not materialistic in any way, saying that money is not important and that other things are far more important. And then we get into our Escalades and drive home in our $200 Tory Burch flip flops and park […] More
in Personal Finance

5 “Money Messes” To Clean Up Before You Hit 30

I’ve always been the responsible type. I’m an ‘old soul,’ if you will, and that means I’ve always been a bit more conscious of things than others might be. My husband is very much the same way. We’ve always been ahead of curve when it comes to our personal and financial life, and it’s something […] More
in Personal Finance

Reasons Why Moving Always Costs Way More Than You Think

I’ve moved twice in my adult life. Considering I’ll be 32 in less than two months, that’s pretty impressive. When my husband and I built our first home and moved in at 21 and 22, we had very little. We saved and saved and gradually purchased furniture to furnish our new home. We bought a […] More
in Personal Finance

10 Times When Smart Personal Finance Habits Become Dumb Ones

Most of us need a little assistance in the personal finance department. It’s just the truth of the matter. Even those of us who think we’re doing all right in the personal finance area of our lives are always learning more, and we are always in need of a little financial education. There is always […] More
in High Yield Savings Account

American Express Personal High Yield Savings Account Review

Investing your money is always a good idea, but not all forms of investment are a good idea for all investors. For example, some have money to invest, but only in the short-term. Others are looking for a new long-term investment solution, and that means that you need to really take a look at your […] More
in Stocks

The Simplest Rules of Investing in Stocks that No One Ever Listens To, Ever

There are so many rules associated with the stock market and investing. There is so much advice; everyone wants to tell you something. Everyone has something you ‘must’ do or you ‘must’ try. Everyone is right and everyone is wrong. There is no right or wrong way for everyone to invest, but there are some […] More

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