Personal Finance

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  • in Budgeting

    10 Common Holiday Budgeting Pitfalls to Avoid This Year

    The average American family spends $1,149 per family member on holidays each year. And that’s just for the annual vacation; it doesn’t count quick getaways, weekends and other short holidays through the year.That’s a lot of cash in anybody’s terms, so it’s no wonder that some people get themselves into a real financial bind at […] More

  • in Taxes

    Here’s Where Your Tax Money is Going in 2016 (Infographic)

    Did you know that the latest research shows that the total tax burden faced by average wage earners in the United States is 31.5% of their pretax earnings?  And frankly that’s not even the tip of the iceberg.   Whether you are rich or poor in the United States in the present day, chances are at […] More

  • in Budgeting

    How to Stick To Your Budget By Using Science to Trick You

    Learning how to stick to your budget is a habit that is difficult to establish. Let’s be honest; it’s not easy to always resist temptation and learn to work with a budget, manage our money effectively and stick to a plan. There are too many things that throw us off course on a regular basis. […] More

  • in Banking

    Shebudget’s Best Money Market Accounts for 2016

    To understand what money market accounts are, one must first understand what the money market is. For the uninitiated – the money market, in broad terms, refers to the trading of short-term loans which occur between financial institutions such as banks. Short-term, in this sense, refers to loans who’s terms span over the course of […] More

  • in Credit Cards

    Shebudget’s Top Ten Best Gas Credit Cards for 2016

    When considering which of the hundreds of gas credit cards to choose from, there are many factors involved, and this is why making the decision can be challenging. From a practical position, there are basically two main categories to understand. These include generic and station-affiliated cards. Moving forward, there are many available in each category […] More

  • in Credit Cards

    Shebudget’s Top Ten Prepaid Credit Cards for 2016

    For some, the idea of walking around with a card with near-endless credit can be a little daunting. Some of us have a hard time controlling our spending and some of us just don’t like the idea of essentially walking around with thousands of dollars in our pocket that can be compromised at any time. […] More

  • in How to Make Money

    How to Make a Full Time Income as a Stay at Home Mom

    $125,000 per year; it sounds like a good number for a stay-at-home mom taking care of her kids all day long, running them to a fro, washing their laundry, cooking their meals, cleaning their houses, handling the bills, being an accountant and a personal assistant and even a nurse and doctor all rolled into one […] More

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