Personal Finance

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  • in Taxes

    Here’s What the Penalty for Failure to File Taxes Is

    With tax season upon us, many people are curious as to what the failure to file taxes penalty is. You see, while most of us (un)happily file our income taxes at the beginning of each year, many taxpayers fail to do so, and it means bad things. No; not always truthful. Sometimes the IRS doesn’t […] More

  • in How to Make Money

    5 Christmas Side Gigs to Earn some Extra Cash

    Have you ever had a side job of any sort? There was one time growing up when my parents preferred that I spent my time focused on my school work, my student government position, my role as co-captain of the cheerleading squad and an all-star softball player, and they did not want me to work. […] More

  • in How to Save Money

    How You Can Avoid Uber’s Surge Pricing Just By Walking

    Is Uber something you use? I’ve never used it, and honestly, I probably never will. Where I live, I drive. We live in a small beach community in Florida, and we just drive. When we are in New York or another big city, I’m far more comfortable simply paying the fares for cabs or private […] More

  • in Credit Cards

    The Secret Tip To Paying for Airbnb with AMEX Points

    Amex points are among the best in the credit card industry, and Airbnb is the hottest thing since smart phones. Everyone loves both, and for good reason. What that means for us, though, is that we want to find ways to combine them both so we can use our points to pay for the things […] More

  • in Credit Cards

    Should You Even Bother With Credit Card Retention Bonus Offers?

    When a credit card company offers you something free of charge, like credit card retention bonus offers, it only makes sense to accept, right? That’s a very loaded question with an actual correct or incorrect answer. I cannot tell you what is personally right for your financial situation or your credit situation. The best that […] More

  • in Credit Cards

    Citi Launches Smart Savings to Compete with Amex Offers

    Smart Savings sounds like a smart idea, and that’s what Citi was aiming to tout with the launch of their new Smart Savings reward program. Designed to compete with the already very popular AmEx Offers program, the Smart Savings program is one that allows customers of Citi to save money while making everyday purchases; something […] More

  • in Credit Cards

    How Should You Redeem Amex Membership Rewards Points?

    You book your travel, pay for your hotels and shop ‘til you drop with your American Express card so that you can earn those reward points. Now that you’ve got them, paid off those monthly balances and worked so hard to earn something free and clear, you want to know how to get it done. […] More

  • in Credit Cards

    Credit Card Issuers That Allow a Co-Signer

    We cannot stress enough to you that becoming a cosigner on someone else’s debt is a terrible idea. However, parents do it all the time for their older kids going to college and looking to take out student loans, buy their first car or take out a loan. One thing that many parents do not […] More

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