Personal Finance

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  • in How to Save Money

    Easy Ways to Save Money When Buying a New Home

    Everyone knows that buying a house is an expensive purchase. It’s probably the most expensive item you will ever purchase in your life, which means several things. For one, you want to make sure that what you are buying is worth the money you are paying to buy it. You also want to make sure […] More

  • in Taxes

    Tax Breaks for Taxpayers 50 and Older as of 2015

    Are you over 50? If you are, you might qualify for a number of tax breaks when you file your 2015 income tax return. Typically, being 65 or older is when you really begin to reap the benefits of age as it applies to tax breaks, but it is not uncommon for those 50 and […] More

  • in Personal Finance

    What Really Increases Your Credit Score the Fastest

    Increasing your credit score is a great way to make sure your financial life is on track as often as possible. However, it’s not always easy to know what you should and should not do to raise your score as quickly as possible. We know that making payments on time and that keeping up with […] More

  • in Taxes

    Is An Extension of Time on your Taxes Right For You?

    One of the most commonly asked questions regarding your income taxes is whether or not it’s all right to file an extension of time. Form 4868 is the Application for Automatic Extension of Time to File U.S. Individual Income Tax Return forms, and it is perfectly legal. This is a form for those who might […] More

  • in How to Save Money

    How to Save 10% On Your Favorite Makeup and Beauty Products

    My entire adult life I have been obsessed with Sephora. I prefer to purchase my high-end makeup here rather than in department stores because as a Beauty Insider I get free samples with every purchase, as well as reward gifts when I earn enough points. It’s been my go-to site for more than a decade. […] More

  • in How to Save Money

    Life Skills to Learn Now That Save Money and Time

    Life is funny sometimes. Just when you think you finally know everything and that you’ve come so far since you were 20 or since you were 18 or even since you were 25, you realize you still don’t know much of anything. I remember growing up thinking that my parents were strict. I realize now […] More

  • in How to Save Money

    Stores That Offer Free Shipping No Matter How Little You Spend

    Free shipping gets me every single time; I’ll spend the additional money to meet guidelines for free shipping every single time because it’s a deal, people. Except that sometimes free shipping is not a deal. I’m an educated, intelligent woman. I know that when I’m ordering 4 pair of my daughter’s favorite black leggings from […] More

  • in Taxes

    When Is the Official Income Tax Filing Deadline in 2016?

    April 15 is the tax deadline. Your income tax returns must be filed online by 11:59 pm that night to avoid penalties, or you have to have them postmarked that day to avoid the same penalties. Except, it’s not always the case. Your 2015 income taxes are due in April 2016, but that doesn’t mean […] More

  • in Retirement

    How To Lower Your Mortgage Payment In Retirement

    If you take a quick look at your finances, you’re probably going to notice that your biggest expense is your mortgage. It’s certainly my biggest monthly expense. It’s your house; and it’s probably the single most expensive thing you will ever purchase (unless you have four kids like we do, and then college will probably […] More

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