Personal Finance and Lifestyle Guide
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Here’s a financial shocker; did you know that your credit score is not the only thing lenders are looking for when they make a decision about approving your Fast closing loans? Typically, if your score is above 750, that’s all they’ll check. They see that number and don’t care about anything else. Surprisingly, however, seeing […] More
It’s not something that happens all the time, but it does happen. You work so hard to file your income tax return before the deadline. You get your paperwork together, you crunch the numbers; you check and recheck your return to ensure you did not overlook any important deductions or credits, and that there are […] More
Few things in life are more shocking than an unexpected medical bill. Naturally, you are going to have them once or twice throughout the course of your life. Between unforeseen illness and accidents that could happen at any time, you are bound to be hit with an unexpected medical bill. So many of us are […] More
A trip to the doctor is something we all have on a regular basis. There are certain doctors we see every year, others we see more often and those we might not see nearly as often. Doctors aren’t much fun, unless you’re pregnant and looking forward to seeing your new baby for the first time. […] More
It’s not a question anyone ever wants to have to ask; should I sell my home so I can pay off my debts? It’s a question that, more often than not, means you have found yourself in a financial situation so dire that you feel you have no choice. Your home is your home; it’s […] More
Not everyone makes millions every year; in fact, most of us make slightly (significantly) less than that each year. While it’s not true in every case, it’s typically the single-income families that make the least amount of money every year, and also the ones who have some of the most difficult issues with their taxes. […] More
Married couples have the choice of filing their taxes jointly or separately. What is the best option for you and your spouse? Generally, it is to file jointly – but there are several factors to consider before making your choice. Obviously, the first hurdle is that you have to be married. For tax purposes, you […] More
There is a certain magic in the air during spring (and fall, to be quite honest). The air is warm and beautiful, but the evenings are still cool and enjoyable. There is nothing I, personally, enjoy more than spending evenings outside while the kids run and play and I can sit on the deck and […] More
According to a survey conducted by the National Association of Realtors (NAR), millennials, often categorized as a generation of renters, have begun making the shift to purchasing homes. Most of these homes, unlike the apartments they often rent, are in the suburbs rather than in urban areas. The 2016 Home Buyer and Seller Generational Trends […] More
Perhaps you’ve heard the term ‘freezing your credit’ in the past, but what does it really mean and why do it? The simple truth is that freezing your credit means that you contact the major credit bureaus and ask them to place a freeze on your account so that no one can pull or access […] More
Social Security benefits are not exactly impressive these days, and they only stand to become less and less impressive over time. The average Social Security check is around $1,300 and the average amount a married couple pulls in on Social Security is only $2,100. That’s not exactly a lot to live on, and it’s not […] More
If there are two things in the world people dislike more than most anything, it’s taxes and credit card debt. On that note, don’t pay your taxes with your credit card. It should be that simple, but for many it’s anything but. Ideally, we would all figure out precisely how much money we owe the […] More