Personal Finance

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  • in Personal Finance

    Men Vs. Women: Who Makes The Financial Decisions?

    We all know that men and women tend to think differently about most things in life, and financial decisions are no, ummm, different. A recent study by the worldwide research, learning and development organization LIMRA highlights some of those differences. To nobody’s surprise, the study found that men differ from women not only in basic […] More

  • in Life Insurance
    , MYD-Insurance

    The Benefits of Life Insurance For Those Left Behind

    We’ve said it before and we are happy to say it again; life insurance is necessary. It’s a wonderful policy that provides families with a small peace of mind when the worst happens, and it’s something that you cannot deny no matter how you slice it. If something were to happen to someone in your […] More

  • in Mortgages

    What Happens If I Can’t Make My Mortgage Payment?

    It’s an unfortunate occurrence, but it does happen. I was more than a little shocked recently to listen as a friend of mine told me a family member called her to ask to borrow money. She was a little shocked herself to hear the request and proceeded to ask why this person needed to borrow […] More

  • in Mortgages

    Escrow Accounts: Should You Have One Or Not?

    It was only a few weeks ago when I was reading some mail while I had my mom over for lunch during the week of her spring break from teaching. My big girls were at school (different county than my mom’s school) and my twins were napping. I commented that I must have missed the […] More

  • in Online Brokerage

    The Simple Reason You Might Want to Reconsider an Online Brokerage

    Online brokerages are a huge rage at the moment, and they’ve been steadily increasing their appeal for a while now. While many investors prefer a traditional brick-and-mortar bank, online brokerages are becoming more and more popular each day. One of the biggest reasons that people are looking for an online brokerage with which to work […] More

  • in Mortgages

    Expenses You’re Paying On Top of Your Mortgage When You Buy A Home

    Realtors and mortgage lenders should be required to hand out a pamphlet to buyers – particularly first-time homebuyers – stating all the things that they need to pay for once they close on their home. I’m not talking about doc stamps and closing costs and down payments and mortgage origination fees or any of that […] More

  • in CDs
    , MYD-Investing

    Choosing the Right CD Account for Your Financial Needs

    Who doesn’t love predictability? I thrive on predictability; to the point that when anything does not go my way, according to my schedule and my timeline and my plan on any given day, I’m suddenly discombobulated and out-of-sorts. Fortunately, it does not happen all that often, and that is saying something for a wife and […] More

  • in Personal Finance

    The Four Biggest Financial Regrets People Have

    Sunday was a lovely day for me and my husband. We took an hour drive down the coast to our favorite restaurant on the Tampa Bay for brunch (Oystercatchers…if you’ve never been, go) with two of our favorite couples. It was a belated 11th wedding anniversary celebration for us, a birthday celebration for another couple […] More

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