Personal Finance

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in Mortgages

The Simplest Ways to Make an Additional Mortgage Payment Every Year

The debate whether or not to pay off your mortgage early is not a new one. People talk about it all the time, and everyone seems to have a different opinion. He says yes, pay it off early. She says no, don’t worry about it. Someone else doesn’t care either way as long as it […] More
in Online Brokerage

A Few Things You Should Know Before Opening Your Online Brokerage Account

Opening an online brokerage account is a great concept for a number of people. It is often more profitable and less expensive than opening up an account with a traditional broker since traditional brokers opt to have their investors pay a fee for each trade. With online brokerages, the fees are much lower than with […] More
in Bonds, MYD-Investing

Are Bonds Worth It Anymore?

There are so many different options associated with saving that we cannot even begin to understand them all. However, we can try. We can try to explain to you what it means to have a certain type of savings for your retirement or just as a form of savings in general. One of the questions […] More
in Personal Finance

Bad Financial Habits to Break Right Now

I suffer from many bad habits. I know you don’t think I’m perfect, by any means, so this should not come as a surprise. I am not perfect, and my bad habits are numerous. One of my worst bad habits is my addiction to routine. I am so thrown and crazed when things do not […] More
in CDs, MYD-Investing

Five Great Reasons to Open a CD Right Now

The amazing thing about a Certificate of Deposit is that you can do anything you want with it. You can have it for a long time, you can have it for a short period of time. You can have it in this bank or that bank. You can cash it out at the end of […] More
in How to Save Money

Simple Ways to Drastically Reduce the Cost of Living In Your Home

How can I make life a little more affordable? It’s the question people ask more often than any other question imaginable, with the exception of why do I only want Chick-Fil-A on Sundays? The cost of living is high, and it’s often a wonder to me that people can live at all these days. I […] More
in Dental Insurance, MYD-Insurance

Four Smart Ways to Find the Extra Funds to Purchase Dental Insurance

The most genius idea hit me the other day. My older girls had their bi-annual dental appointment last month, and I had a conversation with my oldest daughter’s school secretary about why we feel it’s important to pay for dental insurance. She didn’t get it, didn’t understand why we take our four small kids, and […] More
in Mortgages

Easy Steps to Improve Your Credit Score Before Applying For A Mortgage

Before you apply for a mortgage to buy that dream house you’ve got your eye on, you have to make sure your credit score is up to par. “But, my credit is perfect! I never make late payments, I’ve never had any credit issues and I make plenty of money. I have no need to […] More
in How to Save Money

Little Lies Retailers Tell Consumers To Trick You Into Spending More Money

Stores are dirty liars. We love them, and we seem to be all right with that; but it doesn’t change the fact that they are not entirely honest with the average consumer. Stores want to turn a profit, and that means they’re not usually up to advertising the many ways in which you can save […] More
in Life Insurance, MYD-Insurance

Factors that Might Affect the Cost of Life Insurance in Your Life

Life insurance is a must. If something happens to you, you want your family taken care of. Whether you are the primary source of financial earning for your family or you are a stay-at-home mom who saves the family money by eliminating the need to pay for childcare throughout the day, you need life insurance […] More
in CDs

Why It’s Important to Read the Fine Print Before Opening A CD

When it’s time to choose a place to keep your money, so many Americans are quick to jump on the CD bandwagon. Certificates of Deposit are a great form of savings, but they are not always so easy to understand. Fine print is the worst, and no one likes to read it. I don’t have […] More
in Real Estate

The Least Expensive Ways to Prep Your House For Sale

I have never sold a home in my life. We built our first house during the big boom in 2004. We paid entirely too much for it, we know. However, when we welcomed our twins (babies three and four) into our lives in 2014, we had to buy a bigger home. Since home values still […] More

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