Personal Finance and Lifestyle Guide
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Tax laws change continuously, which means that people are constantly worried that they are making mistakes in filing their income tax returns. Chances are good that you might make a small mistake here or there, but they’re also good you won’t. With so many tax law changes, it’s difficult to ensure that you are able […] More
When it comes to budgeting, it’s either something you love or something you really don’t care much for. I’m the latter. In fact, I’m married to a banker so I long ago handed over the budgeting to him so that he could keep it on track and leave me totally out of the game. I […] More
Who does not love saving money? Even if you don’t live on a tight budget, saving money is still exciting. I once saved more than $4,000 on granite when the company we worked with made a mistake sending me quotes on the three pieces of granite we chose. They marked the C level granite I […] More
Just when you think that you’re late to the game, you’re really not as late as you might think. If you have not yet even begun the process of working on your taxes, don’t fret. Many have not. The good news is that you have time to file for an extension of time in case […] More
Are you interested in learning how to save money? Do you want to improve your financial situation? It is important to put some money aside each month in order to invest in your future. However for some people this is a lot easier said than done. The benefits of having some savings are that if […] More
Amazon is kind of an addiction. Once you have a Prime Membership, you immediately enter into this mindset that somehow convinces you that everything you need can be purchased there so long as you do not need in before two days are up. I know I feel this way on a regular basis. “We’ll be […] More
Many people just assume that they are ready to take on the project of owning a home, but they actually are not. Believe it or not, not everyone is ready at this particular stage in their lives to own a home, and we can tell you whether or not you are one of them. It’s […] More
As if buying a home, selling a home or being a homeowner is not stressful enough, filing taxes with any of this on your list of financial things you did in 2015 makes tax season a bit more stressful. Many taxpayers forget that there are a few special circumstances in place not only for homeowners […] More
Tax day is almost here, and we know you are scrambling looking for any potential last minute deductions, credits and anything else that might allow you to save a bit of money on your taxes. I know I was before I paid mine; and that means that the rest of the world is doing the […] More
With tax time just around the corner, we find that many people are asking the same question. Should you contribute more to withholding for a bigger tax refund, or should you have a bigger paycheck throughout the year? Many people are divided on this one, and others have very staunch opinions on the subject matter. […] More
If you have debt on a credit card, you might wonder if a balance transfer is a good idea. Of course it seems like one when you have a lower rate and more time to pay off the balance you owe without paying more money in the process, but it turns out that there are […] More
The Affordable Care Act (ACA, or Obamacare if you prefer) has probably had a significant impact on your health insurance. Did you realize that Obamacare has had an effect on your taxes as well? Here are a few of the tax ramifications of the ACA. Individual Mandate – If you are aware of only one […] More