Personal Finance and Lifestyle Guide
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The holidays are around the corner, and stores across the country are gearing up for a busy month. The festive mood gets everyone in the spirit of giving and, consequently, spending. This is great news for businesses especially since most people do not mind spending a few extra bucks on certain products. However, for a […] More
Black Friday has been touted as the biggest shopping day of the year, but does this mean that it is the biggest savings day as well? Are things really less expensive on Black Friday than on any other day of the year? We don’t really believe that this is the case at all. While there […] More
Millions of people take advantage of the Black Friday deals to save the most money possible on their holiday shopping. There are some people, however, who don’t want to get up before the sun rises on Black Friday. They don’t want to stand in the lines waiting to get into the stores, and they don’t […] More
With Thanksgiving right around the corner, it is time to start planning. If you are like most people, you are living on a budget. For some, fitting Thanksgiving into your budget can be difficult. If you want to have a great Thanksgiving dinner this year and still stay on budget, there are a few tips […] More
Life insurance is considered one of the most important investments one can make. However, it comes in many faces, and is categorized in two main types: term life insurance and permanent life insurance. Term life insurance, or term assurance, does not have an investment component, unlike the latter. Hence, permanent life insurance is popular as […] More
For most people, Facebook is just another great social media site that they use to connect with friends and the world. However, for smart Facebook users, it is a platform for generating extra income; some have even turned it into a full-time online working platform. With over one billion subscribers, Facebook is an ideal platform […] More
If you are like most people, you are going to be relying on your Social Security payments when you retire. In 2014, there were over 59 million Americans who were receiving Social Security benefits and a total of $863 billion was paid out. When you retire, you are eligible to that piece of the pie. […] More
Journaling is dismissed by many people as an activity left to depressed writers, people with lots of free time or teenage girls. So, what is financial journaling and why should anyone do it? One can take up financial journaling to manage different situations. It may be to control your spending while on a trip with […] More
One of the biggest reasons that people have for not eating healthy is that it can be expensive. There are many people who want to eat healthy to lose weight and to start feeling better, but they cannot. It costs a lot less to make a box of macaroni and cheese or a package of […] More
Who knows better than anyone else what Americans are spending their money on than the big boys on Wall Street? They’re monitoring that very subject 24/7 so that they can stay on top of the trends. And, in spite of the previous period of recession, American consumers are continuing to be over-leveraged and our habit […] More
We all want a stable financial future. Debt can come to define your life, and even when you make a conscious decision to rid yourself of it. Instead, you have to make a choice to free yourself of your financial burdens, and know that doing so is not the sole step that you will have […] More
Entries of old debts on your credit report are not only embarrassing, but they can also be detrimental to your credit score. The good news is that old debts do not last forever, as the credit bureau is required by the law to delete these entries after the credit reporting time limit of seven years […] More