Personal Finance and Lifestyle Guide
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There is a widely accepted misconception in which it is believed that people who are financially astute — those who have experienced a certain level of success in the area of wealth building — never experience financial setbacks. That cannot be further from the truth. In fact, it is estimated that the average millionaire will […] More
It’s a fact that women do pay more than men for healthcare, both in the insurance arena and in their out-of-pocket costs. It really doesn’t seem fair, does it? Simply being female shouldn’t cost more but it does. Prior to the enactment of the Affordable Care Act (ACA), women were paying 50 percent more for […] More
If you are like most people, you apply for credit cards that have rewards and bonus points. Unfortunately, many people don’t understand exactly how credit card points and rewards work. There are others who don’t understand exactly how they work with their particular card. Some people won’t benefit from the particular rewards program that their […] More
Over the years, photographers have been able to find companies who were willing to buy their stock imagery. Over the past year or two, there have been companies who have been looking for photos taken by individuals with the camera on their Smartphones. Today, just about everyone owns a Smartphone, which means that anyone can […] More
When you are a kid and into your mid-teens, your parents are the ones who handle the money. When you are in our late teens into your early twenties, you start handling your own finances. During your 20’s, it is not uncommon to make a financial mistake here and there. These mistakes can be frustrating, […] More
Most people work hard to save money. There are several reasons that people save money. Some are saving for a car, some are saving to buy a house, some are saving for college. There are also some people who are trying to save so that they can live comfortably when they retire. Whatever the reason […] More
According to a survey, there are over 25 million people who have had the same credit card for at least 10 years. In some cases, sticking with the same company works, however, in some cases, your favorite card might not be the best for you. If you aren’t sure if you are using the best […] More
Most people live on some sort of a budget. Some people’s budget is tighter than others, however, people are always trying to find ways to save money. There are plenty of obvious ways that money can be saved, such as clipping coupons and bargain shopping. Most people have a vehicle that they depend on everyday. […] More
There is nothing worse than having your credit card stolen. You open up your bill one day and there is thousands of dollars worth of charges that you didn’t make. When this happens, you need to contact your credit card company and try to prove that you didn’t make the charges. In many cases, fraud […] More
The year 2016 comes to an end. It is time to think about your taxes and getting your paperwork together. You hope for a refund, but fear that you may have to pay the IRS a tax bill. You wish that you could have a second chance to be better prepared. You may think that […] More
Investors who are looking for avenues to generate extra income on the side are at serious risk for being taken advantage of. There are some lucrative businesses that will pay off in aces but the trick is wading through the myriads of investment scams to get to the good ones. Con artists are becoming more […] More
As a parent, it is up to you to teach your children all of the things that they need to know in life. There are several lessons that children learn at home that they don’t learn in school. Being frugal is one of these things. Your children will learn how to count money in school […] More