Personal Finance and Lifestyle Guide
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Holiday season is just around the corner, and kids across the country cannot wait. The holidays mean presents and lots of good food, of course, but it also means time off from school and lots of days to sleep in, hang out, and do whatever they want. But before schools close their doors for Christmas, […] More
We like crazy; we parade it around here in the south and stick it on the front porch with a glass of wine or a bottle of cold beer and let it talk to the neighbors and scare off the solicitors. We also love crazy advice from people who really know what they are talking […] More
Creating a Target baby registry is a great way to save money if you have a baby on the way. It’s absolutely free to sign up, and Target carries all the brands that you’ll love. We’re talking about Britax, Chicco, Dr. Brown’s, Graco and The Honest Co. just to name a few. With over 1,800 […] More
If you haven’t heard of Decluttr yet, the simple explanation of it is that it’s an app which allows you to sell CDs, Games, DVDs, books, cell phones, Legos, Apple products and tablets. You know, all that stuff you have taking up space in your house that you don’t use anymore. With minimal amount of […] More
With four small kids of my own and the thought of four college tuition payments, four cars, four weddings and four proms – my husband and I try not to think too much about the future. We choose to look as far into the future as “Is there enough wine in this house to get […] More
Mortgages are all the same, right? Wrong; they’re so different just thinking about it gives me a dull ache between my eyes. Mortgages are different in every way, shape and form. I remember when my husband and I were 20 and 21, and we began the process of building our starter home. We were planning […] More
Everyone is talking about cash back credit cards these days. Everyone wants to earn free money for spending money they would have spent otherwise; it’s free! Who doesn’t love free money? The truth of the matter, though, is that cash back credit cards are not usually very useful for the general population. There are some […] More
 I don’t even want to go into detail about the people who owe student loans after graduation. It’s depressing, and I’m having a lovely day I don’t want to affect by looking up depressing information. However, I will tell you that student loan debt statistics are depressing; most people owe them, most people owe […] More
Your credit score is not perfect. This might come as a shock to some and less so to others, but here is the deal; not one person or one thing in this world is perfect. Except Neiman Marcus cookies; Neiman Marcus cookies are perfect. There, I said it. That’s not the point, though. To get […] More
Have you ever heard of the 50/20/30 budget? I’d not heard of it until very recently, and I have to admit at first I was confused. Now that I’ve read a bit more about it, I think it’s a fascinating concept; one that perhaps we should teach our kids as they are growing up to […] More
The Target REDcard is a great card to have if you’re into savings and rewards (and who isn’t?). What most people don’t realize, however, is that there is more to the REDcard than meets the eye. The biggest misconception so many consumers have is all about what the REDcard really is. Some consider it a […] More
Should you use your credit card to pay your rent or mortgage? This is a very loaded question for just about anyone. It’s not an easy to make decision because you never know just what you’re getting yourself into, but we can help you use your credit card to pay your mortgage without ending up […] More