Personal Finance

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in Dental Insurance, MYD-Credit Cards

Is Dental Insurance Really Necessary for Kids?

“Why? Your daughter should spend the last 15 minutes of the day with her class here at school than go to the dentist, don’t you think?” asked one of the women in the office when I checked out my oldest daughter from 2nd grade 15-minutes before the final bell rang. I had to get her […] More
in Mortgages

What Happens If I Can’t Make My Mortgage Payment?

It’s an unfortunate occurrence, but it does happen. I was more than a little shocked recently to listen as a friend of mine told me a family member called her to ask to borrow money. She was a little shocked herself to hear the request and proceeded to ask why this person needed to borrow […] More
in Mortgages

Escrow Accounts: Should You Have One Or Not?

It was only a few weeks ago when I was reading some mail while I had my mom over for lunch during the week of her spring break from teaching. My big girls were at school (different county than my mom’s school) and my twins were napping. I commented that I must have missed the […] More
in Online Brokerage

The Simple Reason You Might Want to Reconsider an Online Brokerage

Online brokerages are a huge rage at the moment, and they’ve been steadily increasing their appeal for a while now. While many investors prefer a traditional brick-and-mortar bank, online brokerages are becoming more and more popular each day. One of the biggest reasons that people are looking for an online brokerage with which to work […] More
in Personal Finance

Simple Mistakes to Avoid When Paying Off Your Debt For Good

When was the last time you made a mistake? For me, it was about five minutes ago when I decided to tell my kids that I needed just a few more minutes in my office without interruption before I would come into the kitchen and make breakfast. Why is that a mistake? Because I need […] More
in Dental Insurance, MYD-Credit Cards

The Real Cost of Dental Emergencies Without Insurance

No one loves visiting the dentist, except my kids. They get toys and new toothbrushes and new toothpaste and about 600 compliments each time they visit their dentist, which is every six months. They get to leave school early that day, we get a little mommy/big kid bonding time out of things, and they are […] More
in Mortgages

Expenses You’re Paying On Top of Your Mortgage When You Buy A Home

Realtors and mortgage lenders should be required to hand out a pamphlet to buyers – particularly first-time homebuyers – stating all the things that they need to pay for once they close on their home. I’m not talking about doc stamps and closing costs and down payments and mortgage origination fees or any of that […] More
in CDs, MYD-Investing

Choosing the Right CD Account for Your Financial Needs

Who doesn’t love predictability? I thrive on predictability; to the point that when anything does not go my way, according to my schedule and my timeline and my plan on any given day, I’m suddenly discombobulated and out-of-sorts. Fortunately, it does not happen all that often, and that is saying something for a wife and […] More
in Life Insurance, MYD-Credit Cards

What To Expect When Applying for Life Insurance

Death; it’s inevitable. But at least you can be prepared for it. I know that talking about life insurance is no fun. It’s depressing. Who wants that as part of their day? Unfortunately, there is no right or wrong way to approach it; you just have to. My husband and I have taken the time […] More
in Personal Finance

The Four Biggest Financial Regrets People Have

Sunday was a lovely day for me and my husband. We took an hour drive down the coast to our favorite restaurant on the Tampa Bay for brunch (Oystercatchers…if you’ve never been, go) with two of our favorite couples. It was a belated 11th wedding anniversary celebration for us, a birthday celebration for another couple […] More
in Online Brokerage

This is the Information You Need Opening An Online Brokerage Account

Online brokerage accounts are as foreign to some of us as another country in which we are not fluent in the language – most everywhere for me. The problem is that when it comes to savings for any purpose, the vast majority of us are in a foreign territory. We know we need to save. […] More
in Life Insurance, MYD-Credit Cards

What Does Life Insurance Really Cover?

I’m sure I’ve mentioned it a time or two, but I really detest speaking of life insurance. It always makes me feel so morose; so sad. I begin to imagine the faces of my children should they ever wake up without me here. I see my husband all alone with all four of them as […] More

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