Personal Finance and Lifestyle Guide
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We probably all have a savings account and a checking account, probably some investment accounts and maybe even our kids have some accounts of their own for their own savings needs. That’s great; we love that everyone is working toward the common goal of financial freedom and success. However, did you know that your savings […] More
So many interesting financial questions have been presented to my husband and me in the past few weeks. I mentioned recently that he’s been with his current company for 15 years, working his way from the bottom to as far up the ladder of success as was possible, and now he’s been purchased by another […] More
Money permeates almost every sphere of life, including love and marriage. As a married couple, how much money you have does not matter as much as how you use it. To put it into perspective, there are many poor but happy couples and just as many rich and miserable couples. It would be a shame […] More
Impulse buying is very popular. Many people can look around their home and find that many of the things that they own were purchased on impulse. An impulse buy is something that you buy, but you really don’t need. An advertising agency called Mediascape has stated that the average American will spend over $114,000 in […] More
Shopping is always fun for those who enjoy it, and highly stressful for those who do not enjoy shopping. As the former, I really do enjoy a trip to the store so long as I don’t have to take my kids with me. However, it’s a common bit of knowledge that all stores use flashy […] More
It’s not just a problem that ladies have; men suffer from it as well. We tend to spend mindlessly. I know that both my husband and I do this. When I need a new powder compact for my handbag, I’ll log onto the Sephora website and pick up a compact, a new tube of lipstick […] More
It might seem like something you could do as a helpful gesture, but allow us to assure you that you do not want to co-sign a loan for anyone. You really do not want to. It is one of the least responsible financial decisions you can make in life, and it’s dangerous. It seems innocuous, […] More
For a lot of people, the word “investing” is synonymous with the stock market. We imagine green and red stock tickers, busy daytime hours on CNBC, and complex trading platforms where we can manage our portfolios. We recently wrote about how to successfully start trading online, and for a lot of people many of the tips […] More
College tuition is very expensive. If you don’t have the money to pay your tuition, you may qualify for financial aid. Whether or not your would quality depends on your income and your parent’s income. If you do qualify, your tuition would be covered. There are certain items that are not covered by your financial […] More
Credit cards have been used by consumers for over 50 years, and as you might expect, they way they’ve been issued, regulated, and used by consumers has gone through several changes through those years. They began as a simple convenience, but these small, flat rectangles of plastic and the credit exchange they represent have evolved […] More
There is a widely accepted misconception in which it is believed that people who are financially astute — those who have experienced a certain level of success in the area of wealth building — never experience financial setbacks. That cannot be further from the truth. In fact, it is estimated that the average millionaire will […] More
It’s a fact that women do pay more than men for healthcare, both in the insurance arena and in their out-of-pocket costs. It really doesn’t seem fair, does it? Simply being female shouldn’t cost more but it does. Prior to the enactment of the Affordable Care Act (ACA), women were paying 50 percent more for […] More