Personal Finance and Lifestyle Guide
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If you haven’t heard of Decluttr yet, the simple explanation of it is that it’s an app which allows you to sell CDs, Games, DVDs, books, cell phones, Legos, Apple products and tablets. You know, all that stuff you have taking up space in your house that you don’t use anymore. With minimal amount of […] More
With four small kids of my own and the thought of four college tuition payments, four cars, four weddings and four proms – my husband and I try not to think too much about the future. We choose to look as far into the future as “Is there enough wine in this house to get […] More
Mortgages are all the same, right? Wrong; they’re so different just thinking about it gives me a dull ache between my eyes. Mortgages are different in every way, shape and form. I remember when my husband and I were 20 and 21, and we began the process of building our starter home. We were planning […] More
Everyone is talking about cash back credit cards these days. Everyone wants to earn free money for spending money they would have spent otherwise; it’s free! Who doesn’t love free money? The truth of the matter, though, is that cash back credit cards are not usually very useful for the general population. There are some […] More
 I don’t even want to go into detail about the people who owe student loans after graduation. It’s depressing, and I’m having a lovely day I don’t want to affect by looking up depressing information. However, I will tell you that student loan debt statistics are depressing; most people owe them, most people owe […] More
Your credit score is not perfect. This might come as a shock to some and less so to others, but here is the deal; not one person or one thing in this world is perfect. Except Neiman Marcus cookies; Neiman Marcus cookies are perfect. There, I said it. That’s not the point, though. To get […] More
Have you ever heard of the 50/20/30 budget? I’d not heard of it until very recently, and I have to admit at first I was confused. Now that I’ve read a bit more about it, I think it’s a fascinating concept; one that perhaps we should teach our kids as they are growing up to […] More
The Target REDcard is a great card to have if you’re into savings and rewards (and who isn’t?). What most people don’t realize, however, is that there is more to the REDcard than meets the eye. The biggest misconception so many consumers have is all about what the REDcard really is. Some consider it a […] More
Should you use your credit card to pay your rent or mortgage? This is a very loaded question for just about anyone. It’s not an easy to make decision because you never know just what you’re getting yourself into, but we can help you use your credit card to pay your mortgage without ending up […] More
Math tends to be a very favorite subject of some and a much-hated subject of everyone else. Count me in the “I don’t care much for math,” category and call it a day. Numbers do nothing for me past allowing me to balance my checkbook, being able to make calls or send texts or know […] More
The importance of checking your credit report at least once – preferably twice – each year is lost on so many. Your credit report contains the single most important number in your life; your credit score. This is the number that allows you the freedom you need in your life to do so many things […] More
There is nothing as exciting as buying your first home. My husband and I built our first home over a decade ago when we were planning our wedding, and boy did we learn a lot about the process. Even a year and-a-half ago when we bought our dream home, we learned even more; probably because […] More