Personal Finance

If you have problems getting adequate sleep each night and put off checking the mail each day for fear that your credit card statements and bank statements will be in there, you might have a debt problem. Most Americans are now living with some form of debt, and most of those can barely afford to […] More

It doesn’t matter how comfortable you are with your finances, just about everyone is eager to save more money. What if we told you that you can save a significant amount of money every year? You’d probably think we are about to tell you to cancel your cable, carpool, stop eating dinner out and start […] More

While many have no complaints when it comes to their income, others are stretching to make ends meet. Those who are already comfortable may find it annoying that their salaries are not increasing because of the economy, but those who are struggling to make ends meet are extremely frustrated with their stagnant incomes. To make […] More

Growing up you swore up and down that you would never treat your own children the way that your parents treated you (insert dramatic tone of voice, crossed arms and a foot stomp for good measure). Your parents were awful and horrible and mean and you hated them oh-so-much. That is, until you grew up, […] More

If you ever take a few minutes to really look at where your money is going you might realize that it is going toward a life you don’t lead. Too many people spend money on the life they think they have, rather than the one they do have. What this means is people spend money […] More

Summer is approaching and your friends are all talking about their beach rentals and fabulous vacations, and you are green with envy. Unfortunately, being envious is all you can do at the moment because your cash flow does not have room to include a long weekend of relaxing on the beach and sipping fruity little […] More

Winning the lottery or coming into a big inheritance are easy ways to make your bank account look better, but they aren’t the only ways. While many people equate happiness with wealth, the real sign of wealth is leading a happy, healthy life that affords you what you want. If you don’t feel you are […] More

It’s no big secret that the economy isn’t exactly thriving at the moment. In fact, it is downright depressing for millions right now. In such a shaky economy, many families have been affected in a very negative manner. People are losing jobs, incomes are shrinking and bank accounts are suffering. While the present state of the […] More

You love to entertain in the summer but the constraints of today’s economy have put a damper on that.  It doesn’t have to be that way.  You can still entertain and not blow your budget; try hosting a cookout. One of the most loved ways to entertain in the summer is to have a cookout.  What’s not […] More

Each week Shebudgets is going to recommend some quality articles from our partners, colleagues, and valued sites from around the web.    And each week we might focus on a different topic.   This week we’re talking about finance.   As the economy continues to struggle we feel it’s not only important for us to give some insight […] More

Many of us want to shop smarter to be more efficient with the time and money we spend. We also spend much of our time on the computer. Not everyone realizes that their computers can actually be used a powerful tool for shopping and research.  Here are some insider smart shopping tips: Many savvy shoppers […] More

In the last few years many energy saving products have hit the market, and by using them you can reduce your electricity bill significantly. Not only you can use these products to save money, you will also be helping the environment by reducing the use of non-renewable energy sources.  In this article we will describe […] More