Personal Finance

With the recent recession, many people have been affected and this has a direct impact on their bills.  Some have lost their jobs, some have taken pay cuts in order to keep their jobs and some have simply taken a harder look at their debts in light of the financial crisis our country has seen. […] More

Nothing is more convenient – or more dangerous to a woman’s wallet – than online shopping. No parking mess at the mall, no pushy sales associates at Neiman Marcus and no hawk-eyed security guards making you feel like a criminal when you enter Tiffany & Co. to treat yourself to a little gift. Did we […] More

With the rising prices of gas and going to the grocery store, we are all feeling the pinch.  We cannot do anything about the price of gas but we can do something about what we pay for our groceries.  We may not be able to change the prices of them, per se, but we can work […] More

Whether you work your behind off to maintain a modest savings account or you live comfortably and have plenty of disposable income, you still need to watch your pointless spending. Money doesn’t grow on trees and even those with plenty of it need to ensure that they are saving plenty and spending wisely. One of […] More

The big question just about every American is asking right now is how much they should be saving from their income each month. The ideal answer for anyone is to save as much as you can. From that savings you can enjoy vacations, rainy day funds, emergency funds and the knowledge that you are financially […] More

If you have problems getting adequate sleep each night and put off checking the mail each day for fear that your credit card statements and bank statements will be in there, you might have a debt problem. Most Americans are now living with some form of debt, and most of those can barely afford to […] More

It doesn’t matter how comfortable you are with your finances, just about everyone is eager to save more money. What if we told you that you can save a significant amount of money every year? You’d probably think we are about to tell you to cancel your cable, carpool, stop eating dinner out and start […] More

While many have no complaints when it comes to their income, others are stretching to make ends meet. Those who are already comfortable may find it annoying that their salaries are not increasing because of the economy, but those who are struggling to make ends meet are extremely frustrated with their stagnant incomes. To make […] More

Growing up you swore up and down that you would never treat your own children the way that your parents treated you (insert dramatic tone of voice, crossed arms and a foot stomp for good measure). Your parents were awful and horrible and mean and you hated them oh-so-much. That is, until you grew up, […] More

If you ever take a few minutes to really look at where your money is going you might realize that it is going toward a life you don’t lead. Too many people spend money on the life they think they have, rather than the one they do have. What this means is people spend money […] More

Summer is approaching and your friends are all talking about their beach rentals and fabulous vacations, and you are green with envy. Unfortunately, being envious is all you can do at the moment because your cash flow does not have room to include a long weekend of relaxing on the beach and sipping fruity little […] More

Winning the lottery or coming into a big inheritance are easy ways to make your bank account look better, but they aren’t the only ways. While many people equate happiness with wealth, the real sign of wealth is leading a happy, healthy life that affords you what you want. If you don’t feel you are […] More