Personal Finance and Lifestyle Guide
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It’s every woman’s dream come true: Saving money by spending money. It sounds counterintuitive, but like I tell my husband regularly, an investment is a good way to save money (and sometimes I actually mean it). Believe it or not, sometimes it’s better to spend more money because it will help you save more money. […] More
Retirement seems like something far off for many people, but it’s not as far away as you might think. You’ve heard for years that Social Security probably won’t be around by the time my generation retires and that saving for retirement as soon as possible is more important than ever before. Well, it’s true. You […] More
When someone important to you retires, whether it’s a family member, friend or coworker, you probably want to honor their hard work and dedication with a little gift. It’s a lovely way to say thank you for all they’ve done and to congratulate someone on their success and the beginning of their new life of […] More
Let’s be real: no one likes paying taxes – not you, not me, nor does anyone else enjoy it. It’s quite frustrating to be excited to get your paycheck you so earnestly slaved for only to have a huge chunk of it taken away for “taxes.” What ARE taxes, anyway?! Most people don’t know what […] More
Obamacare is not something many people are happy with. It’s causing a lot of problems for many Americans and leaving few people feeling optimistic about its future – or more importantly, about their own future. While it was designed to “help” those who lack healthcare, the general consensus of the program is that it is […] More
Everywhere you turn you hear the word, “budget,” these days. You hear people budgeting their savings, their homes, their trips to the supermarket. Budgeting is a great financial resource for those intelligent enough to employ it in their lives. However, your budget isn’t just for your monthly finances and savings and retirement. It’s for everything […] More
Financial independence is something everyone wants to achieve, but it’s not something many young adults are familiar with. The fact of the matter is that many adults accumulate monstrous debt and financial problems because they’re not taught how to make good financial decisions early in life. While it might be too late for some, there […] More
Saving money at the grocery store is something we could all learn to do. It’s difficult though, isn’t it? You shop hungry and come home with a bunch of stuff you really don’t need. You shop all at once and you come home without half the stuff you do need. You leave without a list […] More
It’s amazing how many people know more about their wedding and wedding planning than they do about their credit scores and debt. Many newly married couples and soon-to-be married couples have some pretty common misconceptions regarding their credit and their marriage. Before you tie the knot – or even if you already have – you […] More
With the housing market changing rapidly, now is the time to purchase your own home. Home prices are increasing slightly in some areas and falling slightly in others, but with the increasing number of home sales across the country, chances are good that the average price of a new home is going to increase significantly […] More
You work hard for your money, which makes it precious to you. Money, as you already know, does not grow on trees. You have to earn it, work for it, and when it’s time to spend it, you want to make sure you’re spending it wisely. Wasting money is far easier than you think, but […] More
Some people never vacation. They never get to experience the excitement of getting on a plane and landing in an unfamiliar destination that’s theirs to explore for the next week or so. They don’t know what it’s like to get to look forward travel every few months. Why? Some people don’t think they’d like to […] More