Credit Cards

Christmas is only a week and a few days away, and that means it is time to get the holiday gift buying finished. Sadly, not everyone can afford to do that right now. Either they cannot come up with the cash to purchase Christmas gifts, they cannot find the money anywhere or they simply cannot […] More

When a credit card company offers you something free of charge, like credit card retention bonus offers, it only makes sense to accept, right? That’s a very loaded question with an actual correct or incorrect answer. I cannot tell you what is personally right for your financial situation or your credit situation. The best that […] More

We cannot stress enough to you that becoming a cosigner on someone else’s debt is a terrible idea. However, parents do it all the time for their older kids going to college and looking to take out student loans, buy their first car or take out a loan. One thing that many parents do not […] More

Rewards cards are almost addicting to those who have them; free sign-up bonuses and discounts on any purchase when you’re shopping? It’s a deal that sounds a bit too good to be true. However, it’s rarely a wise decision to walk into a store, apply for their rewards card and repeat the process at the […] More

Statistically speaking, gift card statistics are quite interesting. The most important gift card statistic to know, however, is that people love to receive gift cards; especially during the holiday season. There are always those who feel that the gifting of a gift card implies that someone is not important enough to rate a thoughtful gift […] More