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    10 of the Best Value Points Hotels in the United States

    There isn’t any one single best loyalty program that would suit the needs of every traveler. Each rewards program targets different preferred lodging styles, from boutique to business to friendly travel habits and goals. Some programs offer greater flexibility and prioritize earning points for free nights while others emphasize special members-only privileges, like free amenities. […] More

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    How You can Negotiate a 45% Raise in Salary

    Being paid $58,000 a year may seem like a sweet salary to those starting out in the working world; however, it only stretches so far in today’s economy, even if you are a single person with no dependents. Many workers who could go after a higher salary, say 80K, stay stagnant for several reasons, most […] More

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    The True Cost of Raising a Child in 2016

    From conception through college graduation, raising a child is a costly endeavor. Although it’s impossible to target an exact number, listing childcare categories and itemizing them into child expenses can help predict an estimate.  Let’s take a look at some of the main expenses we’ll be dealing with when raising a child form the ages […] More

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    Work From Home Moms and Kids in Daycare: Worth It Or A Waste?

    Don’t you love a hot-button controversial subject? I cannot tell you how many times someone asks me what I do for a living, which is fine. I write; and I work from home. I am exceptionally busy throughout the day with my deadlines, and I have four kids. My husband works outside the home; and […] More

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    Can Focusing On Positivity Change Your Life for the Better?

    While I am not much of a complainer in a very serious manner (I prefer to joke about my problems), my life is filled with just as much stress and negativity as anyone else’s. Often criticized for being “perfect” or “Perky” or “blessed without issues,” I have to stop you there if that is your […] More

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    Real Life Habits That Cost More Than We Think

    We talk a lot about saving money, and how you can do it. We offer standard savings tips, credit card advice, savings advice and so much more. But sometimes it takes a real-life moment for me to remember that sometimes it is our daily habits that can cost us more than we might imagine. I […] More

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    The Three Best Ways to Save Money On Your Beauty Routine

    To be quite honest, I am vain. I know that I am, and I have no problem with that. It’s not a narcissistic kind of vain in that I believe I am the absolute most amazing, however. I’m vain in that my mood is legitimately affected by my outward appearance. I have to do my […] More

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    Three Things to Give Up to be Financially Free

    Have you ever noticed that it’s always so simple to see the solution to someone else’s problems looking into their lives, but it’s nearly impossible to see the solution to your own? Have you ever considered that perhaps you might take the advice you might issue to others and apply it to your own life […] More

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    The Biggest Financial Misconceptions About Stay-At-Home Moms

    We are not going to get into the whole stay-at-home mom versus working mom versus work-from-home mom (I’m the work-from-home mom) debate today. However, we are going to talk about parents who are home with their kids and really do enjoy being here with them. It seems to me that people have a large misconception […] More

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    Book American Airlines Flights Now for Reduced Awards Travel

    We love the idea of booking a flight with rewards points and mileage, and we love it even more when we can do it at a reduced rate. All that sounds like to us is more free flights and more upgrades in the future. Really, what’s not to love about that? We have taken it […] More

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