Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Business Credit Cards

Shebudget’s Top Five Best Small Business Credit Cards of 2016

The best business credit cards offer small business owners generous sign-up bonuses as well as a chance to earn cash back, rewards and improved business credit. Owning a small business takes dedication and hard work, and not everyone can do it. The vast majority of small businesses fail within the first year, which is why […] More
in Health

20 Celebrity Moms With Amazing Bodies

There is so much pressure in the world to look good all the time; and I don’t think there is anything wrong with looking good and feeling good. Being healthy, fit and active is a good thing – and taking care of yourself is also a good thing. Unfortunately, there is so much body-shaming in […] More
in Car Insurance

Let’s Do a Car Insurance Comparison of All the Majors

Car insurance is one of the most valuable and most important things you can pay for over the course of your life, which is why it pays to do a comprehensive commercial auto insurance comparison before settling on a company to handle your car insurance needs. What might seem like a fairly simple concept of […] More
in Bank Credit Cards

How to Redeem Chase Ultimate Rewards for The Best Possible Value

Chase Ultimate Rewards program is a good one, but not everyone is aware just how well they can maximize their points so that the value is worth as much as possible. Many cardholders assume that the best way to redeem their Chase Ultimate Points is through travel or rewards, but there are so many additional […] More
in Cash Back Credit Cards

Shebudgets Picks the Top Cash Back Credit Cards for 2016

Cash back credit cards essentially pay you to shop, and who does not love that concept? These cards are great for anyone looking to earn a little money while spending money, which is the way that the world should work. Not all credit cardholders are looking to earn travel rewards or other points; some simply […] More
in Credit Cards

Shebudget’s Top Ten Best Travel Credit Cards for 2016

Free flights, free nights, free upgrades and everything that makes travel more fun and more enjoyable is what the best travel credit cards are made of. Not one of the best travel credit cards is created equal, but they’re all pretty amazing. Now that the year is winding down and it’s time to start your […] More
in Food and Drink

10 of Our Favorite Cheap and Easy Meals for 2015

You are what you eat, so most of us probably have a lot of desire to be cheap and easy. Okay, so we don’t really want to be cheap and easy, but we want our healthy, delicious and amazing dinner recipes to be cheap and easy. As a mother of four small kids, a full […] More
in Shopping

Black Friday 2015: The Ultimate Guide To Savings

Black Friday 2015 ads are already leaking, despite the fact that we still have a month to go before the biggest shopping day of the year. This year, look forward to a day of shopping on November 27th, though many retailers will open their doors a day early, the evening of Thanksgiving. A day that […] More
in DIY Projects

10 DIY Halloween Decorations that are Easy to Make

Halloween is one of the most fun holidays of the year. Anyone that is on the “Halloween is for the devil,” train does not exist to me. Halloween is all about creativity, fun and Snickers bars – and no one can tell me that a day all about being creative, hanging with your kids and […] More
in Bank Credit Cards

Why Comenity Bank Credit Cards are Underrated

Comenity Bank credit cards are highly underrated because they’re not major credit cards. Comenity Bank is well-known for offering smaller store-only credit cards, and those who have one know that they’re good cards, but they’re just not the major cards that others are used to carrying. For a small card bank, however, Comenity Bank credit […] More
in Hotel Credit Cards

How the Wyndham Rewards Visa Can Save You Big Money on Hotel Stays

New life has been breathed into the Wyndham Rewards program, and it’s changing the hotel game. In the past, the Wyndham Rewards program as well as the Wyndham Rewards Visa were both subpar in terms of what the hotel chain had to offer, but that’s changed. The brand now realizes that in order to remain […] More
in Personal Finance

Five Cost of Living Calculators Worth Using

Cost of living calculators are used all the time, and they’ve become a very valuable internet resource. There are those of us that use them for fun – what would happen if I moved from here to there and changed my entire life in an instant – and those of us that use them to […] More

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