Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Credit Cards

    5 Credit Card Perks Not Worth Your Time

    There are always perks associated with credit cards; being able to reserve a rental car or hotel room without a deposit, extended warranties, and even car insurance coverage when you rent a vehicle. However, there are some perks that we might consider good ones that really are not as good as we might initially imagine. […] More

  • in Personal Finance

    Being Debt-Free Can Cost You More Than You Think

    Living a debt-free lifestyle is not a bad life goal. In fact, we’re advocates for living debt-free and enjoying every second of it. However, once you pay off that debt and you no longer owe anyone any money for anything other than your monthly phone bill or your insurance, you might find yourself in a […] More

  • in How to Make Money

    5 Ways to Earn a Few Dollars Right Now

    Sometimes life throws you a few curve balls and you find yourself unable to do something you might have wanted to do, or you find yourself a little strapped for cash for a few days. What if you could find a way to earn some money either right this second or in the next few […] More

  • in How to Make Money

    How You Can Get Paid Watching Netflix

    Have you heard the term “Netflix and Chill”? I’m here to tell you not only can you literally chill out and watch Netflix and actually get paid for it, but that you should not use this very popular term – because it is not even close to what it means (seriously, I can’t even say […] More

  • in How to Save Money

    Simple Tips to Help You Stick To Your Budget

    Creating and sticking to a budget is a lot of work. It’s a very mental game; you want to save money but you don’t want to live life wondering about every penny or feeling deprived. That’s why so many people fail when it comes to the budget. I know that when I’m trying to save […] More

  • in Personal Finance

    5 Simple Tips to Help You Start an Emergency Fund from Nothing

    It’s often said that the hardest part of any task is starting. Once you’ve begun something, it almost becomes difficult to stop. Financial experts believe that you should have at least $1,000 in an emergency fund account, and we agree. However, when you have no emergency fund at all, it’s not that easy to start […] More

  • in Travel

    Fly from LA or NYC to Europe for only $508 Roundtrip

    It’s the stuff European dreams are made of; right now you can book flights to Europe from New York City or Los Angeles for only $508 roundtrip. That is pretty much nothing. You are literally paying nothing to fly this direction when you consider the cost of flights on a normal basis. That’s one of […] More

  • in Personal Finance

    Most Common Money Mistakes to Stop Making Now

    Money mistakes are pretty common. Whether you spend too much of it and make not quite so much of it, whether you are too cheap and have no fun with it or whether you’ve made some mistakes and you’re looking to correct those, you’re probably making money mistakes. Since it’s not quite far enough into […] More

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