Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Personal Finance

    Does Social Media Influence Your Financial Decisions?

    Money isn’t everything, but it is important. It might not buy happiness, but it will pay for a roof over your head and dinner on the table. It’s not the most important thing in the world, but it is important. That’s why it’s important to remember that your finances are heavily affected by things as […] More

  • in How to Save Money

    The Trick to Getting a $9 Oil Change

    Every month when OnStar sends my monthly diagnostic to my SUV, I calculate how much longer until I need an oil change. Why? Because I really dislike oil changes. They take forever, and they have to be very strategically planned so that I don’t end up taking the twins with me while my older girls […] More

  • in How to Save Money

    Say No to Splurging with These Simple Tips

    Guilty, guilty, guilty; I am not even kidding about the fact that I can justify a splurge at any moment in time. My husband and I are spending a long weekend in Chicago so we can have dinner at this one restaurant we’ve been dying to try – in a month. We are leaving the […] More

  • in Personal Finance

    Home Equity Loan or HELOC: Which Do You Need?

    If you have some equity in your home and it’s time to make some improvements, we’d suggest that you learn the difference between a home equity loan and a home equity line of credit (often referred to as a HELOC). They sound pretty much the same, but they are not. Basically you get cash for […] More

  • in Travel

    What To Do To Minimize Your Risk of a Cancelled or Delayed Flight

    It’s that time of year again when the weather is just unpredictable and flights are cancelled left and right. Just last weekend when the big storm hit the east coast, there were thousands of delayed and cancelled flights ruining travel plans in the United States alone. What that means is that thousands of passengers are […] More

  • in Deals and Promotions

    IHG Announces Reduced Points for Free Nights for 2016

    Free nights are always welcome when it comes to travel. Whether you’ve been accumulating your points for a while and want to ensure that you are enjoying them thoroughly or you simply want to forgo paying for a room you didn’t really want on a trip you didn’t expect to take, IHG wants you to […] More

  • in Credit Cards

    How to Choose a Credit Card for Major Purchases

    There comes a time in all our lives when we must make a major purchase. Perhaps it is new furniture, and upgrade to our home or even a new car. When it comes to making major purchases, many of us might want to use a credit card to do it – those free points and […] More

  • in Personal Finance

    Free Offers That Aren’t Always All That Free

    Free! Now I have your attention, don’t I? There are very few people in the world uninterested in free things, and most of us are not those people. We find it is often a bit of a struggle to ignore something when we are told it’s free, so we get it. However, it seems that […] More

  • in Credit Cards

    The Easy Trick that Gets Amex Cardholders Free Money

    Free money? Sign me up! After all, I have four small kids that are not all that inexpensive despite their small stature and simple needs. In all seriousness, no one says no to free money when it is offered, even if they don’t want it for themselves. In fact, we know plenty of people that […] More

  • in Travel

    Hilton Hotels to Launch Tru Hotel Brand in 2016

    Hilton Hotels is always looking for new ways to increase their travel and their customer base, and to get new people through the door. Once known as one of the finest hotel brands in the world, many people no longer view Hilton hotels as upscale and high-end, and many prefer the higher-end hotels of the […] More

  • in How to Make Money

    Here are the Top 5 Jobs in America in 2016

    Every year, Glassdoor comes out with a new review of the best jobs in the country. They’re always jobs that are good for various reasons, including overall employee satisfaction, pay scale, benefits and so many more different features. If you are currently in the market for a new job, you might find that this list […] More

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