Personal Finance

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  • in Personal Finance

    Setting Realistic and Achievable Financial Goals

    It is exceptionally easy to sit back and lament about the fact that you’re going to pay off your debt in the next 12 months, save enough for a down payment on house, build an emergency fund and pay off your cars in the next 24 months. It’s easy; you can see it and you […] More

  • in Budgeting

    Five Steps to Starting a Completely Bare Bones Budget

    The term bare-bones budget sounds a little scary and intimidating – and not so much fun. But sometimes in life you have to do what you have to do to make life more enjoyable. Perhaps your goal in life is to make a down payment on a house or car as soon as possible. Perhaps […] More

  • in Personal Finance

    Why You Should Never Lie To Your Kids about Money

    White lies are kind of a wonderful way to pacify your kids. Instead of telling them no, they can’t do something, you tell them you’ll talk about it later. Instead of being honest about something, you vaguely answer and then change the subject like it’s your business. We all lie to our kids, but lying […] More

  • in Retirement

    10 Important Tips Retirees Need to Know about Taxes

    Working friends, don’t be fooled by the idea of easier taxes and lower liability when you are no longer working but retired and living on the beach, in the mountains or somewhere on a golf course. You will have just as many issues to deal with then as you do now, only they’re slightly different. […] More

  • in How to Save Money

    Five Ways to Shop Smart and Save Money at Outlet Stores

    It’s a common misconception that outlet stores sell items that are discounted and sent in from regular department and designer stores. It’s not the truth. In fact, sometimes the ‘deal’ you’re getting at an outlet store is anything but. Sometimes it’s not a deal; sometimes you’re tricked into paying for something you think is a […] More

  • in Personal Finance

    10 Hidden Benefits of Living Frugal

    There is such a stigma that comes along with being frugal. Those that are not frugal consider you cheap (and I’m not going to lie, I didn’t understand the difference between the two for myself for a very long time and I feel a little guilty for labeling). Sometimes people think that you’re sitting around […] More

  • in Retail Credit Cards

    The Story of How an Old Navy Credit Card Saved My Life

    Sometimes you hear a story so touching that it changes your life forever. Sometimes it’s your story and sometimes it’s the story of someone else, but it’s one that changes you. When you think of a touching story, you think of positivity, but it’s not always the case. In this case, it’s the story of […] More

  • in Budgeting

    Areas In Your Budget You Can Cut Back On Within 24 hours

    What’s awesome about a budget is that it can be changed at any given moment. And we are not talking about for the worse; we are talking about for the better. You might think that you have no room in your budget in which to make changes and save more money, but we bet we […] More

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