Personal Finance

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in Personal Finance

10 Hidden Expenses That’ll Bite You When Moving

In my adult life, I’ve moved twice. I moved into the home my husband and I built when we were engaged 10 years ago, and we just moved into our dream home 10 months ago. I’m not big on change, so moving is not for me – even though I think I might be the […] More
in CDs
, MYD-Investing

What Exactly is a Certificate of Deposit?

Bank accounts seem pretty cut and dried to some, but much more confusing to others. Take, for example, the fact that you can get a basic savings account and checking account. Many people feel this is where banking begins and end. You have money to spend on expenses, and money to save for the future. […] More
in Personal Finance

Tricks Online Marketers Use to Scam You Out of Money

When someone wants your money, they’re going to try hard to get it. It might or might be a scam, per say, but that certainly does not mean that you want your money to go toward something you don’t really want so that you are out a few bucks and saddled with something that other […] More
in Retirement

Are You Saving Enough To Retire? Find Out Here

According to Yahoo News, 1 in 3 Americans has approximately zero dollars saved for retirement. That’s correct; zero dollars. My 4-year-old has way more than that saved for some random toy she wants to earn through doing things appropriately around the house, so it’s weird that 1 in every 3 grown up adults have no […] More
in Budgeting

How to Have a Fun Labor Day on a Tight Budget

Labor Day is just a few days away, and most of us have already booked our weekend to the max. However, a fun Labor Day vacation is not in the budget for everyone, and that means that you might be left wondering just what it is you will do for the weekend. In years past, […] More
in Personal Finance

The Foolproof Way to Saving 10% on Gas Every Time You Hit the Pump

Someone said that gas prices are falling, though I haven’t really noticed. I’ll notice again when gas prices fall to where they were when I first began driving: $.99 per gallon. That’s when I’ll notice. I’m not complaining that they are dropping or that they seem to hover in the mid-$2 range since it’s a […] More
in Personal Finance

10 Hilarious Things People Have Done For Free Stuff

“I’d give my left arm for (insert some cool item here,” or “I’d give my first born for (awesomeness here, please),” or whatever. These are just a few of the things that we like to say we’d do in our house for something amazing. For example, I sometimes offer up my left arm for one […] More
in Savings Account

Five of the Most Reliable High Interest Online Savings Accounts Available

High interest savings accounts; what are those? I’m married to a banker and I don’t even have one of those. It almost seems, these days, as if a high interest account is a thing of the past. It’s a rumor. It’s something that some people used to have and now it’s just something we talk […] More
in Budgeting

How You Can Save Over $1000 a Year Using Prepaid Cell Phone Plans

How would you feel about an iPhone on a prepaid cell phone plan? It sounds like something that will never happen, but it appears this is simply not the case anymore. It looks like the iPhone is being sold by a few carriers that offer prepaid plans and they have been for a few years […] More
in Checking Account

Personal Checking Account Promotions You Should Check Out in 2015

Sometimes opening a new bank account is worth the time and effort it takes to do it thanks to the many different promotions being offered by banks across the country. As the wife of a long-time banker, I can tell you that these financial institutions are always looking for new customers to open accounts, and […] More
in Banking

10 Times You Should Never Forget To Use a Cashier’s Check

A cashier’s check is not something the vast majority of us use on a regular basis. After all, who wants to bother going into a bank and dealing with that when you can just write a personal check or hit the ATM on the way to wherever it is you are going? I say that, […] More
in Budgeting

10 Mistakes You’re Making At the Grocery Store

I used to dread going to the grocery store, but now I love it. I love it because I make the conscious decision to shop when my husband is home from work so that I don’t have to take any kids. Not only does this mean I get a little break from things like parenting, […] More

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