Tiffany Raiford
Sometimes opening a new bank account is worth the time and effort it takes to do it thanks to the many different promotions being offered by banks across the country. As the wife of a long-time banker, I can tell you that these financial institutions are always looking for new customers to open accounts, and they’re willing to pay to make it worth your while. This is what makes it a good idea to always shop around and look at different accounts. These promotions are usually directed more toward bigger accounts for businesses, since they do require significant deposits and minimum requirements. However, it’s not all that difficult to make these promotions work in just about every situation depending on your personal financial situation when you have smaller requirements as you do right here. Here are some of the best checking account promotions in the country at the moment. See if one or more of them is worth your time – some are available everywhere, some online and some only in certain areas of the country where these particular banks are located.
SunTrust Bank
If you open a new checking account with SunTrust, you’re eligible to receive either $100 or $200 in bonuses. All you have to do is have $500 in direct deposits into your account within 60 days for a $100 bonus. To increase that bonus to $200, you need only have $2000 direct deposited into your account in 60 days. The account requires a $100 minimum deposit, and you will need to use special offer codes. For the $100 bonus, enter ONLINECHK100 and for the $200 bonus enter code ONLINECHK200.
TIAA Direct
By using the promo code 65DD150, you will earn $150 as a new customer with an Interest Checking account. You’ll need to have $2500 worth of direct deposits in the first 90 days of opening the account to maintain a good balance. The good news is that there are not fees associated with this particular account so there is nothing else you need to do to keep this offer worth your time and money.
Discover Bank
If you already have an account with Discover Bank, this is the option for you. You can earn a $50 bonus by opening a new Cashback Checking account. There are no minimums associated with this one, either. That makes it a no-brainer for all who want to have a new account with this bank and are already customers of Discover.
Fifth Third Bank
By opening an account with at least $50 and then setting up direct deposit and paying three bills using the online bill payment system within the first 90 days of opening an account here, you will earn $150. But the best news is that you have an even better offer that goes along with this one. Each time the bank gives new customers this deal, they’re also donating the same amount of money to Stand Up to Cancer. You can avoid the monthly account fee with a constant $1500 balance in your account.
Chase
By opening a brand new Chase Total Checking account, you will get a $150 bonus deposited into your account by making a deposit of $25 and setting up a direct deposit into your account. You have 60 days to do this, and you can even avoid the $12 per month checking account fee with $500 in direct deposits each month, having a constant balance of no less than $1500 or maintaining $5000 in balances over several accounts at the bank.
Key Bank
You can earn either $100 or $300 in bonuses by opening a new account this year. These bonuses are for certain accounts. For a $100 bonus, you have to open either a Hassle-Free, Key Privilege, Key Privilege Select, Key Express or Key Advantage account using a special code – ONAS0615. You then have to make at least one $500 direct deposit and at least five bill payments or debit card payments in 60 days. For the $300 bonus, you can open a Key Advantage, Key Privilege Select or Key Privilege account and use code ONPA0615. You’ll need at least $1000 in direct deposits put into the account in the first 60 days. Additionally, you will then need to make either 5 online bill payments or debit card payments in the same time frame.
PNC Bank
This is one that could get as high as $300 for new customers depending on what you decide to deposit. To have this account, you’ll need to open a new account with direct deposit. If you have $500 in direct deposits made in the first 60 days, you’ll earn a $50 bonus. That bonus goes up to $200 if you have $2000 in direct deposits made and up to $300 if you have $5000 worth of direct deposits made into the account. If you are able to do all your banking (deposits and withdrawals) online or through ATMs, too, you can avoid the fees associated with an account here.
Citizens Bank
Open up a One Deposit Checking account and you will have a $150 bonus added to your account once you meet the standards. The deposit you have to make to begin is only $25. You have to make one deposit or five payments with your debit card in 45 days to earn the bonus. Additionally, there is no need to pay the $9.99 monthly fee when you keep making at least one deposit per month in to the account.
Bank of America
You’ll get $100 for opening up a new account this year if you use a certain code online. This code is BAW100N, and you have to have an account for at least 90 days, with more than $2000 in direct deposits made into the account. To keep things free, you’ll need to have at least $250 in direct deposits made into your account every month, become a Bank of American preferred rewards client or maintain a daily balance of no less than $1500.
Photo by Scott Olson/Getty Images
Comments
Loading…